5% DEPOSIT (95% Mortgage UK) What CITY Can You AFFORD? 2022
5% Deposit and the 95% Mortgage Guarantee Scheme was announced as part of the BUDGET 2021 (UK). Learn How To Buy a House with 5% deposit. Today we explore what gross salary it will take for you to buy a property in your City! We also explore - WHAT CITY CAN YOU AFFORD TO BUY IN WITH A 5% DEPOSIT 😀
Grab our FREE MORTGAGE CALCULATOR:
https://thehumblepenny.com/mortgagecalculator
★★ SUBSCRIBE TO CHANNEL HERE ★★
https://www.youtube.com/thehumblepenny?sub_confirmation=1
★★ WHAT TO WATCH NEXT ★★
95% Mortgage Guarantee Scheme (PROS vs CONS) || HOW TO BUY A HOUSE || 5% Deposit 2021 - https://youtu.be/7lap8aUnWI8
How We SAVE 60% Of Our Income For Financial Independence UK - https://www.youtube.com/watch?v=MAC5HrmYsj4
9 QUALITIES YOU NEED TO REACH FINANCIAL INDEPENDENCE - https://youtu.be/mlKTTJatrgQ
How We Live Well On A £50 FOOD BUDGET (Family of 4) - https://www.youtube.com/watch?v=iwNP4ax4ttM
Our 8 Stages Of Financial Independence & Abundance UK - https://youtu.be/E6czjcgr2XA
WHY MOST PEOPLE REMAIN POOR - https://youtu.be/duyPlK8MwVQ
How We PAID OFF Our Mortgage In 7 Years - https://youtu.be/0_aWbccuZiw
How Much Money You Should Have Saved By Aged - https://youtu.be/TLFFmqIjt_A
YOUR FIRST PASSIVE INCOME - https://youtu.be/dupa1nCeBEU
★★ LINKS & WEBSITES MENTIONED ★★
Zoopla UK House Price Index powered by Home Track - https://www.hometrack.com/uk/insight/uk-house-price-index/
Grab our FREE MORTGAGE CALCULATOR:
https://thehumblepenny.com/mortgagecalculator
Mortgage Calculator by Which - https://www.which.co.uk/money/mortgages-and-property/mortgage-calculators/mortgage-repayment-calculator-agbgh7r3bfhm
Net to Gross Salary Calculator - https://www.thesalarycalculator.co.uk/lifestyle.php
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2
Abeststudio Lights - https://amzn.to/35Wjj3J
★★ ABOUT US ★★
We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.
We share content to inspire and teach others how to achieve Financial Independence and Freedom too 😊
MARY:
I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! 😎
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.
CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.
I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.
★★ WANNA CONNECT? ★★
Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny/
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/
Email - YouTube@thehumblepenny.com
★★ OUR MEMBERSHIP PROGRAMME ★★
From 2020, we're helping 10,000 Families achieve Financial Independence in 10 Years. Join Our Mission here:
https://www.financialjoyacademy.com/
★★ TIME STAMPS ★★
0:00 - intro
01:05 - The Methodology and Assumptions that we made
04:29 - How much you need to earn to buy in LONDON
08:21 - How much you need to earn to buy in CAMBRIDGE
09:27 - How much you need to earn to buy in BRISTOL
10:28 - How much you need to earn to buy in LIVERPOOL
11:16 - How much you need to earn to buy in GLASGOW
12:20 - CONCLUSIONS if you're buying with 5% Deposit (95% Mortgage)
13:52 - FULL LIST of salary required by UK City to buy at 5% Deposit
14:13 - Question for reflection and comment
★★ About this video ★★
5% DEPOSIT (95% Mortgage UK) What CITY Can You AFFORD? 2021
Massive thanks for watching and following our channel 😊💛
Best, Mary and Ken Okoroafor
NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice. Always do your own personal research.
#mortgage #firsttimebuyer #property
Видео 5% DEPOSIT (95% Mortgage UK) What CITY Can You AFFORD? 2022 канала The Humble Penny
Grab our FREE MORTGAGE CALCULATOR:
https://thehumblepenny.com/mortgagecalculator
★★ SUBSCRIBE TO CHANNEL HERE ★★
https://www.youtube.com/thehumblepenny?sub_confirmation=1
★★ WHAT TO WATCH NEXT ★★
95% Mortgage Guarantee Scheme (PROS vs CONS) || HOW TO BUY A HOUSE || 5% Deposit 2021 - https://youtu.be/7lap8aUnWI8
How We SAVE 60% Of Our Income For Financial Independence UK - https://www.youtube.com/watch?v=MAC5HrmYsj4
9 QUALITIES YOU NEED TO REACH FINANCIAL INDEPENDENCE - https://youtu.be/mlKTTJatrgQ
How We Live Well On A £50 FOOD BUDGET (Family of 4) - https://www.youtube.com/watch?v=iwNP4ax4ttM
Our 8 Stages Of Financial Independence & Abundance UK - https://youtu.be/E6czjcgr2XA
WHY MOST PEOPLE REMAIN POOR - https://youtu.be/duyPlK8MwVQ
How We PAID OFF Our Mortgage In 7 Years - https://youtu.be/0_aWbccuZiw
How Much Money You Should Have Saved By Aged - https://youtu.be/TLFFmqIjt_A
YOUR FIRST PASSIVE INCOME - https://youtu.be/dupa1nCeBEU
★★ LINKS & WEBSITES MENTIONED ★★
Zoopla UK House Price Index powered by Home Track - https://www.hometrack.com/uk/insight/uk-house-price-index/
Grab our FREE MORTGAGE CALCULATOR:
https://thehumblepenny.com/mortgagecalculator
Mortgage Calculator by Which - https://www.which.co.uk/money/mortgages-and-property/mortgage-calculators/mortgage-repayment-calculator-agbgh7r3bfhm
Net to Gross Salary Calculator - https://www.thesalarycalculator.co.uk/lifestyle.php
★★ EQUIPMENT USED ★★
Canon EOS M50 Camera - https://amzn.to/2zcz1K0
Canon 5D Mark II Camera - https://amzn.to/2xRF1XD
Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ
Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9
Manfrotto Tripod - https://amzn.to/2YC3Sto
Apple iMac 2019 - https://amzn.to/2lEXNyz
Rode Microphone - https://amzn.to/2lFs0O2
Abeststudio Lights - https://amzn.to/35Wjj3J
★★ ABOUT US ★★
We became Financially Independent aged 34 and our story has been featured on the BBC, Mail Online, Channel 5, Metro, etc.
We share content to inspire and teach others how to achieve Financial Independence and Freedom too 😊
MARY:
I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! 😎
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.
CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger and YouTuber by night. I create from my experiences as a family man and entrepreneur.
I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.
★★ WANNA CONNECT? ★★
Blog - https://thehumblepenny.com
Insta - https://www.instagram.com/thehumblepenny
Pinterest- https://www.pinterest.co.uk/thehumblepenny/
Twitter - https://twitter.com/thehumblepenny
Facebook - https://www.facebook.com/thehumblepenny/
Email - YouTube@thehumblepenny.com
★★ OUR MEMBERSHIP PROGRAMME ★★
From 2020, we're helping 10,000 Families achieve Financial Independence in 10 Years. Join Our Mission here:
https://www.financialjoyacademy.com/
★★ TIME STAMPS ★★
0:00 - intro
01:05 - The Methodology and Assumptions that we made
04:29 - How much you need to earn to buy in LONDON
08:21 - How much you need to earn to buy in CAMBRIDGE
09:27 - How much you need to earn to buy in BRISTOL
10:28 - How much you need to earn to buy in LIVERPOOL
11:16 - How much you need to earn to buy in GLASGOW
12:20 - CONCLUSIONS if you're buying with 5% Deposit (95% Mortgage)
13:52 - FULL LIST of salary required by UK City to buy at 5% Deposit
14:13 - Question for reflection and comment
★★ About this video ★★
5% DEPOSIT (95% Mortgage UK) What CITY Can You AFFORD? 2021
Massive thanks for watching and following our channel 😊💛
Best, Mary and Ken Okoroafor
NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice. Always do your own personal research.
#mortgage #firsttimebuyer #property
Видео 5% DEPOSIT (95% Mortgage UK) What CITY Can You AFFORD? 2022 канала The Humble Penny
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