My 95% mortgage experience: @Finance Dee talks about buying a home with a 5% deposit

​@Finance Dee talks to me about her 95% mortgage experience. The Government recently launched the 95% Mortgage Guarantee Scheme but many are worried about high interest rates and negative equity. In this video, we discuss the pros and cons of 95% mortgages and why they could be preferable to Shared Ownership and the Help to Buy scheme for first-time buyers.

CONTACT DETAILS
Email: lemuelstudios@gmail.com
Instagram: @SelfInvested_UK
Twitter: @InvestedSelf

LINKS MENTIONED/USED
Finance Dee's 95% mortgage video - https://youtu.be/ca4_Fu-krSk
The 95% Mortgage Guarantee Scheme - https://youtu.be/hE19TjU0D9E
Freehold vs Leasehold - https://youtu.be/B-GZhQ0P48w
New builds vs Older builds - https://youtu.be/okjtPNQHdG0

OTHER PLAYLISTS
My Shared Ownership Experience (series) - https://youtube.com/playlist?list=PLUG_SDz9gLQKqInQrRbCC21S4pZpp4JrN
Shared Ownership - https://www.youtube.com/playlist?list=PLUG_SDz9gLQI3lKk_GIxi9Kgn_GeCaDDp
Help to Buy Equity Loan - https://youtube.com/playlist?list=PLUG_SDz9gLQJIBs_0uHERF90GRFLamKv_

CHAPTERS
Intro 00:00
Tell us about the place you bought 01:03
Why did you chose a 95% mortgage? 01:44
What were you told about 95% mortgages 03:37
What was the interest rate of your 95% mortgage 05:31
90% mortgage vs 95% mortgage 07:15
What is your current LTV? 11:50
Key considerations for 95% mortgages 15:28
Practical tips for anyone considering 95% mortgages 21:15
Outro 31:27

ABOUT ME
I'm Lemuel. I'm not a financial advisor. I'm not an expert. I'm just a regular guy that enjoys talking about how we can do better with money.
If you want to learn more about how you can do better with money, then subscribe to the channel and hit the notification bell so you get an alert whenever I upload a video.

DISCLAIMER
This video is not meant to address the specific circumstances of any particular individual. It is created for educational purposes only. You should not rely upon it as legal, financial or professional advice, or a substitute for it. I do not accept any liability whatsoever for errors, omissions or misstatements contained therein. You should consult a suitably qualified professional if you require specific advice or information.

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