The Best Bank Accounts of 2022 😱💯 #shorts

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BANK #1: DISCOVER BANK

1% cash back on up to $3,000 in monthly debit card purchases no monthly fees no fees for bank checks$0 stop payment order, deposited item returned no fees for outbound ACH transfers no fee for online bill pay 60,000+ no fee ATMs24/7/365 U.S based customer service get paid up to two days early when you set up your direct deposit also supported by digital wallets so you can pair with apple pay and earn rewards on qualifying purchases overdraft fee protection

APY OVERVIEWYou earn an interest rate over 5X the national savings rateCurrent interest rate is 1.8% APY

BANK #2: SOFI BANK

No bank fees, no minimum balance, no fee overdraft coverage where you are covered up to $50 with no fees earn up to 15% cash back at select local retailers free ATM at 55,000 All point ATMspaper check are available at no extra cost get paid up to 2 days early
Vaults are savings goals that you can set up as an extension within your SoFi savings account

RoundUp feature is one that rounds up your purchases to the nearest dollar each time you use your SoFi debit card. APY OVERVIEW:Earn 66x the national average checking account rate when you open a SoFi checking and savings account This account pays up to 2% APY

BANK #3: ALLY BANK

- $0 in monthly fees
- no minimum deposit to open account
- no overdraft fees
- complimentary standard checks, a debit card and bill - pay service
- No fees at 55,000 Allpoint ATM locations
- reimbursed up to $10 per statement cycle for ATM fees if you go outside the network
-mail in deposits using prepaid postage envelopes.
- No Penalty CD where you can withdraw money without having to face penalties.

APY OVERVIEW
Checking Account
Earn 0.10% on balances less than $15,000

Earn 0.25% on balances over $15,000

Savings Account
Earn 1.85% on all balance tiers.

BANK #4: VARO BANK

- There are no monthly fees
- no foreign transaction fee on ATM withdrawals or debit card purchases abroad.
- no minimum balance requirement for varo savings (though there is one to earn interest)
- No ATM fees at 55k all point atms
- Receive your paychecks up to two days before your coworkers when you set up direct deposit
- FDIC insured up to $250,000 through Varo Bank
- Up to 15% cashback with in app purchases using Perks

2 STAND OUT FEATURES FOR VARO BANK
Save Your Change
Save Your Pay

APY
Earn 5% APY you must:
- receive at least $1,000 in total qualifying direct deposits
- balances can't drop below zero at the end of the month
- savings account can't rise above $5,000 at the end of business on any day

If not met you will earn the minimum 1.2% apy

BANK #5: ASPIRATION BANK

Standard and plus accounts this is a fintech company that offers banking services.

This is a great fit for those who want a banking service that provides environmental and social friendly agendas.

Earn up to 5% apy when you have a plus account and you have 2 million dollars FDIC insured.
❎ These videos are simply for entertainment purposes only and should not be considered financial advice. You (and only you) are responsible for any investment losses or gains.

Видео The Best Bank Accounts of 2022 😱💯 #shorts канала Shaun Surgener