4 Ways to Fund Your First Property Purchase

Most people think you need perfect credit, a huge down payment, and a stable W-2 job to buy your first property. That's not true. In this video, I break down the 4 different ways to fund your first real estate purchase so you can figure out which path works best for YOUR situation.

📅 Book a 1-on-1 call with me: https://calendly.com/justin-peakrev/30min

📊 THE 4 FUNDING METHODS:

1. W-2 Employment (FHA Loans)
• 3.5% down payment minimum
• Stable job + decent credit required
• 30-45 days to close

2. Business Ownership (Self-Employed)
• 2 years of business tax returns required
• Add-backs can boost qualifying income 10-20%
• More complex but potentially higher loan amounts

3. Other People's Money
• Hard Money Lending (9-15% rates, 5-30 day closing)
• Lines of Credit (avoid before mortgage approval)
• Private/Family Loans (flexible, no credit check)

4. Seller Financing (BEST for First-Time Buyers)
• No credit requirements
• No income verification
• 10-30% down payment (negotiable)
• 2-4 week closing
• Save $2,000-$4,000 in closing costs
• Requires effort but best terms

TIMESTAMPS:
0:00 - Intro
0:20 - Topic 1: W-2 Employment & FHA Loans
1:50 - Topic 2: Business Ownership & Self-Employed
3:20 - Topic 3: Other People's Money
4:50 - Topic 4: Seller Financing
7:50 - Quick Comparison & Recommendations
8:10 - Closing

💡 KEY TAKEAWAYS:

✅ Multiple paths exist to homeownership
✅ You don't need perfect credit
✅ You don't need a huge down payment
✅ Seller financing is underutilized but best for first-time buyers
✅ Pick the method that fits YOUR situation

💬 QUESTIONS? Drop them in the comments! I respond to all questions about funding methods, real estate investing, and property analysis.

🔔 SUBSCRIBE for more real estate investing education and property analysis tutorials.

Видео 4 Ways to Fund Your First Property Purchase канала Justin Gugliuzza