Individual Vs. Retirement Accounts (Dividend Stock Investing & Early Retirement)
As a dividend stock investor who wants early retirement (also known as financial freedom), I highly favor individual (taxable) accounts for my stock portfolio. By contrast, retirement accounts (such as the Roth IRA and 401k) do not allow withdrawals before 65 years of age (unless one wants to pay a penalty). Since I plan to tap into my dividend income well before I'm 65 years old, I do not like retirement accounts for my personal situation.
Today's video compares and contrasts taxable individual accounts vs. retirement accounts, from a dividend growth investing perspective.
Topics covered include:
* Types of stock brokerage accounts. Individual (also known as taxable), Roth IRA, and 401k.
* Pros and cons of individual accounts vs. retirement accounts.
* Why I love individual accounts for my dividend stock portfolio.
* Why I love the concept of an early retirement (or financial freedom). Even if I don't retire early, I will surely tap into my massive cash flow.
* Why Roth style accounts are the best from a tax standpoint (if one does not plan to utilize funds until a traditional post-65 retirement).
* Why employer match (often in 401k accounts) is pure gold.
* Why 401k accounts could be risky since future taxes (at time of withdrawal) are unknown.
* Why mutual funds are a deal-breaker for me, except in the case of 401k employer match.
* How account optimization is a balancing act.
I hope you enjoy today's video and please subscribe for more videos about dividend growth investing. Today's video is a special one, set on the beautiful Ka'anapali Beach in Maui, Hawaii.
Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions.
Видео Individual Vs. Retirement Accounts (Dividend Stock Investing & Early Retirement) канала ppcian
Today's video compares and contrasts taxable individual accounts vs. retirement accounts, from a dividend growth investing perspective.
Topics covered include:
* Types of stock brokerage accounts. Individual (also known as taxable), Roth IRA, and 401k.
* Pros and cons of individual accounts vs. retirement accounts.
* Why I love individual accounts for my dividend stock portfolio.
* Why I love the concept of an early retirement (or financial freedom). Even if I don't retire early, I will surely tap into my massive cash flow.
* Why Roth style accounts are the best from a tax standpoint (if one does not plan to utilize funds until a traditional post-65 retirement).
* Why employer match (often in 401k accounts) is pure gold.
* Why 401k accounts could be risky since future taxes (at time of withdrawal) are unknown.
* Why mutual funds are a deal-breaker for me, except in the case of 401k employer match.
* How account optimization is a balancing act.
I hope you enjoy today's video and please subscribe for more videos about dividend growth investing. Today's video is a special one, set on the beautiful Ka'anapali Beach in Maui, Hawaii.
Disclaimer: I'm not a licensed investment advisor, and today's video is just for entertainment and fun. This video is NOT investment advice. Please talk to your licensed investment advisor before making any financial decisions.
Видео Individual Vs. Retirement Accounts (Dividend Stock Investing & Early Retirement) канала ppcian
Показать
Комментарии отсутствуют
Информация о видео
Другие видео канала
![Dividends Bring Hope & Purpose (Investing In Dividend Stocks For Passive Income)](https://i.ytimg.com/vi/L5-DzJKrdjU/default.jpg)
![Dividend Investing: Your Hedge Against The Unexpected](https://i.ytimg.com/vi/NxmirZcuZoY/default.jpg)
![Self Storage Association (SSA) Spring, 2017 Conference Trailer: Expert Marketing with a Lean Team](https://i.ytimg.com/vi/dsqXZabYiOs/default.jpg)
![Pay Per Click Automation Build vs. Buy](https://i.ytimg.com/vi/5ZKTI2vFKqg/default.jpg)
![HUGE 10% DIVIDEND INCREASE & 2 VALUE STOCKS I JUST BOUGHT (Patreon Preview)](https://i.ytimg.com/vi/uTxPYLAi_Ig/default.jpg)
![MY TOP 5 DIVIDEND STOCKS OF ALL TIME](https://i.ytimg.com/vi/N5PrKJSZ2e8/default.jpg)
![3 DIVIDEND STOCKS I'M BUYING RIGHT NOW (For The New Year, 2021)](https://i.ytimg.com/vi/aynJLT484RU/default.jpg)
![Top 10 Dividend Stock Investing Tips I Live By](https://i.ytimg.com/vi/CmHoEV92MnU/default.jpg)
![24 STOCK MARKET INVESTING LESSONS FROM PETER LYNCH (Dividend Investing Part 2)](https://i.ytimg.com/vi/y_5NguYeuas/default.jpg)
![WHY DIVIDEND GROWTH INVESTING JUST WORKS](https://i.ytimg.com/vi/8IsnMW9edTw/default.jpg)
![2 REITs Offering HUGE Dividend Yields (Real Estate Investment Trusts)](https://i.ytimg.com/vi/G_h3Wa0En80/default.jpg)
![THE BEST-PERFORMING REIT STOCK (Massive Dividends & Returns With Real Estate Investment Trusts)](https://i.ytimg.com/vi/pZeK5kboK6Y/default.jpg)
![DIVIDEND SNOWBALL EXPLAINED (What To Expect)](https://i.ytimg.com/vi/JNW8xsoFUTA/default.jpg)
![1 Stock With MASSIVE Dividend Growth](https://i.ytimg.com/vi/0mzAFuew8Tw/default.jpg)
![SUPER VALUE DIVIDEND STOCK CRUSHES EARNINGS (PE RATIO IS ONLY 4!)](https://i.ytimg.com/vi/XkYMctXpUes/default.jpg)
![8 SURPRISING Dividend Stock Investing Lessons From Peter Lynch](https://i.ytimg.com/vi/1OE32D8nmKU/default.jpg)
![Investing For Dividends and Cash Flow](https://i.ytimg.com/vi/ljI-RS_5RbU/default.jpg)
![TWO DIVIDEND STOCKS I OWN (Deep Value & Rapid Growth)](https://i.ytimg.com/vi/DTXaqtjE_4I/default.jpg)
![Hitting A Brick Wall With DIVIDEND INVESTING](https://i.ytimg.com/vi/UcHXvotm9vI/default.jpg)
![THE TOP 3 STOCKS I'M BUYING NOW (Investing In March & April of 2019)](https://i.ytimg.com/vi/6MQD3zP9VwU/default.jpg)
![How Dividend Stocks Work (& Why The Skeptics Are Wrong)](https://i.ytimg.com/vi/FM_to7oUdgs/default.jpg)