Hitting A Brick Wall With DIVIDEND INVESTING

What happens when the dividend investor hits a brick wall? In today's video, I share the evolution of the dividend stock investing journey from a phase of rapid portfolio accumulation to one of portfolio optimization. I also share my own journey.
#dividend #stock #investing

Timestamps:
0:00 Introduction
0:13 DIVIDEND STOCK INVESTING PHASE 1: RAPID ACCUMULATION PHASE
0:27 Grinding it out for active income
0:40 Hard work, focused on generating active income
1:00 The investor sees the dividend snowball at work!
1:18 A focus on dividend growth stocks like The Home Depot (HD) and Starbucks (SBUX)
1:36 The investor may collect too many different stocks
1:55 Mistakes are easier to shoulder when the portfolio is newer. New money deployed can also help correct mistakes.
2:19 THE INVESTOR HITS A BRICK WALL
2:41 The brick wall may be reached unexpectedly
3:00 DIVIDEND STOCK INVESTING PHASE 2: PORTFOLIO OPTIMIZATION
3:23 I use the phrase FIRE loosely. It means different things to different people. I look at it as tapping into most of my dividends to live a better life NOW.
4:05 Happiness goes up, it's time to enjoy the harvest!
4:27 Investors are not reinvesting, dividends are being pulled to pay for living expenses
4:47 I'm moving from phase 1 to phase 2.
5:09 The optimization phase allows investors to take a step back, analyzing the portfolio holistically.
5:39 Shout-out to Greg (The Dividend Monster over on Instagram)
6:30 THREE TYPES OF DIVIDEND STOCKS
6:51 Dividend Growth Stocks
7:31 High Yielders (of Quality)
8:10 Loser Dividend Stocks (or mis-aligned, non-Dividend Stocks)
9:01 In the optimization phase, the investor is looking for optimization opportunities in the portfolio.
10:00 PROS AND CONS OF THE RAPID ACCUMULATION PHASE
10:10 It's ok to make mistakes, new capital can solve a lot of mistakes.
10:31 It's easy to change direction.
11:20 CONS OF THE RAPID ACCUMULATION PHASE
12:19 KEY: The investor believes the rapid accumulation phase will last a lot longer than it really does. The brick wall can come unexpectedly!
14:06 PROS AND CONS OF THE OPTIMIZATION PHASE
14:52 It's a new chapter of life!
15:58 CONS OF OPTIMIZATION PHASE
16:06 Mistakes can be costly
18:47 DISCLOSURE AND DISCLAIMER

DISCLOSURE: I am long The Home Depot (HD), Starbucks (SBUX), Johnson & Johnson (JNJ), PepsiCo (PEP), McDonalds (MCD), 3M (MMM), and Altria (MO). I own these stocks in my personal dividend stock portfolio.

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