5 Personal Finance Basics for Students & Beginners 💸 | making money, saving, credit cards, investing

We are often taught about how to make money, but schools rarely teach us how to manage our money. I go over 5 personal finance basics (income, budgeting, credit cards, high-yield savings, and investing) that are especially important for students to START EARLY (and anyone in general!) to build your financial health. And for a lot of college and high school students who have jobs/internships over the upcoming summer, these are helpful things to keep in mind!

***Resources mentioned in video (credit card that I used plus fav personal finance books!):***
Capital One Platinum credit card (great for beginners with no/limited credit history):
https://www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV1237G4&customerName=Lillian&programCode=6006&pId=502497

I Will Teach You to Be Rich by Ramit Sethi (hilarious how-to personal finance book for millennials/gen z):
https://amzn.to/3aDWXIZ

Rich Dad Poor Dad by Robert Kiyosaki (#1 best selling personal finance book and a CLASSIC):
https://amzn.to/3njuKfx

The Simple Path to Wealth by J. L. Collins (simplest methods to invest and build wealth):
https://amzn.to/3nhc9Rv

☆ TIMESTAMPS ☆
0:00 - Start here!
0:39 - 1. Income: ideas for students to make money
1:51 - 2. Budgeting: understanding where your money goes
3:30 - 3. Credit cards: why they’re important and their benefits (plus downsides)
5:37 - 4. High-yield savings account: earn money while you save
7:06 - 5. Investing: why you need to start now (compound interest is the 8th wonder of the world)

→ MY EQUIPMENT:
Canon EOS M50: https://amzn.to/3tpKEaN
Nikon Compact Tripod: https://amzn.to/3uJidoj
Final Cut Pro

→ SAY HI:
IG: https://www.instagram.com/lilliann._/
Etsy: http://www.etsy.com/shop/SweetCherryDelights

→ ABOUT ME:
School: UC Berkeley (3rd year at time of posting)
Major: Business Administration (Haas School of Business) & Data Science Minor

→ CONTACT:
lillianzhanginfo@gmail.com

Disclaimer: The description includes affiliate links that allow you to find items mentioned in this video and support the channel at no cost to you. Thank you for your support!

#personalfinance #money #investing #finance

Видео 5 Personal Finance Basics for Students & Beginners 💸 | making money, saving, credit cards, investing канала Lillian Zhang