Here’s the difference between owner-occupied and investment property financing.

✅ Owner-Occupied Loans: Lower rates, smaller down payments, no prepayment penalties, and typically no reserve requirements.

🏡 Investment Property Loans: Higher rates, larger down payments, potential prepayment penalties, and often reserve requirements.If you're buying a home to live in, financing is much easier. But if you're investing, be prepared for stricter terms.Need guidance?

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Видео Here’s the difference between owner-occupied and investment property financing. канала Zevi Mortgage Pro