Thinking of Co-Signing? Think Twice.

Co-signing a loan might seem like a simple favor, but it comes with serious financial risk. When you co-sign, you’re just as responsible for the debt as the primary borrower. If they miss a payment, it affects your credit. If they default, you’re on the hook.

For mortgage purposes, this liability doesn’t just disappear. The only way to exclude it is if you can prove—through 12 consecutive months of documented payments—that someone else has been covering it.

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Видео Thinking of Co-Signing? Think Twice. канала Mortgage Pro I Zevi Shafran