How I Improved My Finances at 22! | Haley Estrada

Here's how I've been able to consistently save over 85% of my income each month as a 22 year old! Getting good with money is one of the best life-hacks out there. Simple changes and intentional actions really add up.

► CHAPTERS
00:00 // Intro
01:49 // keep tabs on earnings & expenses
03:19 // intentional purchases
04:31 // budgeting
05:17 // limiting "wishlist spending"
06:36 // appreciation for what we have
07:35 // accountability partner
08:56 // making coffee & meals at home
10:18 // positive outlook
11:02 // not being ashamed to save money

► RESOURCES
The Financial Diet (for Americans) - https://go.magik.ly/ml/vz1g/
Talk Money to Me (Canadians) - https://go.magik.ly/ml/14uxz/
Dave Ramsey Show - https://www.youtube.com/user/DaveRamseyShow

✰ BEFORE YOU SHOP...
I encourage you to educate yourself on the brands you are considering purchasing from. I will be doing my best moving forward to be intentional in how I buy, wear and share fashion, especially on here. It's understandable that everyone's budgets are different, so shopping second-hand is a great option too as it's a step forward to stop supporting fast-fashion brands. One resource that's great for quickly checking a brand's ranking is Good On You (https://goodonyou.eco/). Please feel free to share resources with me that you also find helpful, we're in this together!

✰ WHERE YOU CAN FIND ME ✰
➝ Instagram: https://www.instagram.com/haleyestradaa/
➝ Blog: https://www.thisishaley.com/
➝ Pinterest: https://www.pinterest.ca/haleyestradaa/
➝ Facebook: https://www.facebook.com/haleyelizabethestrada

✰ ABOUT ME ✰
Age: 22
Ethnicity: Filipino/Spanish/Canadian
Home: Vancouver, Canada
Waist Size: 23-24"
Bust: 32D
Height: 4'11”

✰ FILMING & EDITING ✰
Intro Icon Graphic by: @kelsiewinsor
Edited with: iMovie
CAMERA #1 Olympus PEN E-PL8 // M. Zuiko 12mm F2.0 Lens (https://bit.ly/34tGXXS)
CAMERA #2 Canon G7X Mark ii (https://go.magik.ly/ml/zw87/)

Community Guidelines: If you don't have anything nice to say, then please don't say anything at all. Hate speech, shaming, negativity, abuse, harassment and spam are not tolerated on this channel. If these guidelines are disrespected, your comments will be held for review/deleted and/or blocked.

This video is not sponsored. All thoughts and opinions are my own. There may be some affiliate links in the description box which means that I make a small commission on the sale if you choose to purchase through the link, but it does not increase the price for you. This helps me to continue sharing videos with you on a regular basis.

#moneytips #howtosavemoney

Видео How I Improved My Finances at 22! | Haley Estrada канала Haley Villena