I'M INVESTING IN THIS NEW DIVIDEND STOCK FOR 2020

I surprised myself with this one! I'm going to buy dividend stock position number 44 soon. That's right, I'll be adding a stock from the financial services sector (banking to be exact) to help diversify my dividend stock portfolio, while encouraging myself to spend less money and deploy more in the stock market. With a goal of driving high dividend yields (current cash flow) and buying solid value in 2020, Wells Fargo (WFC) actually fits into my strategy nicely. A long time subscriber request, today's #dividend #stock #investing video highlights how I like to analyze bank stocks.

Here is today's complete dividend stock analysis spreadsheet: https://www.ppcian.com/ppc-ian-dividend-investing/PPC-Ian-Bank-Stock-Analysis-20200103-Confidential.xlsx

Want to support my investing channel while showing your love for dividend stocks? Check out my custom PPC Ian dividend investing merch: https://www.ppcian.com/ppc-ian-dividend-investing-merch-is-now-available/

Timestamps:
0:00 Introduction – I am considering adding dividend stock number 44 to my stock portfolio.
2:50 Why am I even considering another dividend stock position?
3:37 Takeaway: Banks are quasi-government agencies. There is built in safety.
5:37 Takeaway: Get over your mental roadblocks and use investing to learn new skills.
5:49 PART 1: Bank stock comparison summary – WFC, BAC, JPM, BMO, and BOH.
15:22 Takeaway: I do not have a huge competitive advantage. All of us are learning, and all of us can be great investors. It's a process.
15:58 PART 2: Loans to assets analysis – how important are loans to the bank stock?
19:50 PART 3: Deposits to liabilities and loans to deposits – again, how important are loans to the bank stock?
20:27 Takeaway: Deposits are absolutely critical to the bank.
22:56 PART 4: Deposits analysis
24:18 Takeaway: A small amount of bad stuff can create a great buying opportunity.
26:08 PART 5: Net interest income analysis
27:41 PART 6: Book value (shareholder's equity) analysis
30:45 PART 7: Real book value analysis
34:53 PART 8: Return on Equity (ROE) analysis
36:04 Takeaway: Be careful with financial analysis – good numbers could be indicative of risk.
36:33 PART 9: Net interest margin analysis
37:32 Takeaway: Be careful, lower net interest margin may be better!
39:25 PART 10: Efficiency Ratio analysis
42:10 PART 11: Leverage analysis
43:44 This is the biggest reason I want to buy Wells Fargo stock!
45:24 PART 12: Bad debt analysis
47:27 PART 13: Stock return analysis
48:39 PART 14: Net income analysis
49:16 Synthesizing the dividend stock analysis data
50:55 A note on dividend cuts
54:00 Will I buy Wells Fargo (WFC) stock?
55:24 Adding a new stock position is very motivating for me!
59:02 A personal tale that is somewhat embarrassing, from the holiday season.
1:02:20 Disclosure and Disclaimer

Here are the high dividend yield stocks I'm buying in 2020: https://www.youtube.com/watch?v=uSiVoD_SGu0

Here's my Chubb (CB) dividend stock analysis: https://www.youtube.com/watch?v=-snE1xxnjV0

DISCLOSURE: I am long Bank of Montreal (BMO), Bank of Hawaii (BOH), Chubb (CB), Coca-Cola (KO), Starbucks (SBUX), and 3M (MMM). I own these stocks in my stock portfolio. Also, I will be initiating a position in Wells Fargo (WFC) soon.

DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site.

Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer.

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