What happened after living in Italy rent free mortgage free + Virtual Cash Envelope Budget Tip

When I was setting up my Virtual cash Envelope budget, I noticed that our total budget was relatively low. We've been living in italy for just shy of 6.5 years, and the big questions on my mind after budgeting was where did the money go? I'm talking about the money that should've been used to pay rent or a mortgage over the past 77 months since we were living rent free and mortgage free in italy during the entire period.

On this day of Thanksgiving 2020, I'm giving thanks for my family and our current situation. We're not the richest, but I couldn't ask for more than the feeling of being free of both rent and a mortgage payment for such a long period of time. In this video we talk about cost of living in Lombardy, Italy for a family of 5 and share some tips regarding a virtual cash envelope idea that as a variation to the Dave Ramsey Cash Envelope system.

I really don't like to carry cash, which can be pretty inconvenient in Italy. (Some smaller businesses are cash only even in 2020. I hope you can make use of the content in this video.

Giving thanks for all the nearly 9000 subscribers at the making of this video, and many more thanks for those up and coming.

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Related videos
My Italian Home
https://youtu.be/xo4CFhgzfks

Relative Value
https://youtu.be/kwnYvN_S4Xg

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Chapters:
0:00 Intro
6:40 Rent prices in my area
20:36 Virtual Cash Envelope System

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