Must-Have Insurance in Germany: Disability Income Insurance | Berufsunfähigkeits-Versicherung | BU

Every 4th person in Germany will become disabled once in their life. German health insurance or social security pays very little in case you become disabled (in German #berufsunfähig). 😱

That's why a Disability Income Insurance (in German #Berufsunfähigkeitsversicherung) is one the must-have insurances to protect your ability to work & make a living. But how does a Disability Income Insurance work exactly and who needs a Disability Income Insurance? And how do you choose the best Disability Income Insurance company for you? 🤔

Find out all the answers you need in order to determine if you should get a Disability Income Insurance (or not) in this PerFinExplains. Just a hint: We call this a must-have insurance for a reason, so (almost) everyone should get a Disability Income Insurance. 😉

Videos Axel mentioned:

Health Insurance in Germany: Public Health vs Private Health | What's Better For You?  
https://youtu.be/YKhOMOLphAo

Inflation in Germany: How does it affect you? | PerFinExplains  
https://youtu.be/G94ExrUwoT4

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00:00 Intro
01:49 What is a Disability Income Insurance?
04:48 Who needs a Disability Income Insurance?
05:38 Reasons why people in Germany become disabled
06:35 How high should your Disability Pension be?
08:41 What are the costs of a Disability Income Insurance?
10:34 How to make your Disability Income Insurance premium tax-deductible
11:44 5 Tips for Your Disability Income Insurance

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Видео Must-Have Insurance in Germany: Disability Income Insurance | Berufsunfähigkeits-Versicherung | BU канала PerFinEx