CardUp Beginner's Guide: How to pay bills & earn cashback/miles

CardUp https://hmsg.link/cardup Code HONEYMONEY or WAIKITC879
Best Credit Cards for CardUp:
- UOB PRVI VISA (1.4 mpd) https://hmsg.link/prvivisa
- DBS Vantage (1.5 mpd) https://hmsg.link/dbsvantage
- Maybank Platinum VISA (3.33% cashback) https://hmsg.link/maybankplatinum
- OCBC 90N VISA https://hmsg.link/ocbc90nv
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Many viewers have asked about CardUp, so here’s the breakdown! If you want to pay rent, insurance, taxes, or renovation costs with a credit card to earn cashback, miles, or points, this is for you. Let’s see how to reduce fees and maximize rewards!

💳 What is CardUp?
✔️ Pay rent, insurance, taxes, renovation, and more with a credit card
✔️ Earn cashback, miles, or points on big payments
✔️ Use promo codes to lower fees!

📌 Latest Promo Codes → https://t.me/HoneyMoneySG/262363

💰 Fees & Discounts
🔹 Standard Fee: 2.6%
🔹 1.79% for first S$5,000 with my code!

💡 Is It Worth It?

✅ Cashback Strategy
Need more than 3% cashback to make sense
Example: Maybank Platinum VISA (3.33% cashback)
Net gain: 0.73% (excluding promo code)

✈️ Miles Strategy
Depends on your cost per mile (CPM)
Example: UOB PRVI Miles (1.4 mpd)
At 2.6% fee → 1.857 CPM (not great)
Use promo code REC185 → 1.85% fee → 1.321 CPM (better!)
DBS Vantage (1.5 mpd) is another good option

💳 Best Cards for CardUp
1️⃣ Maybank Platinum VISA (3.33% cashback)
2️⃣ UOB PRVI Miles (1.4 mpd)
3️⃣ DBS Vantage (1.5 mpd, $120K income required)

🛠️ How to Use CardUp
1️⃣ Set up payment → Charge to your card
2️⃣ Recipient gets paid → Bank transfer (~1 business day)
3️⃣ Earn rewards → Cashback, miles, or points

🎯 My Strategy
🔹 Maybank Platinum VISA 3.33% cashback (For insurance, tax, renovation)
💰 Use code MB173 → 1.73% fee (instead of 2.6%)
🔹 For business payments (Salary, rent, etc.)
💰 Use code BOFF185 → 1.85% fee (for VISA cards)

#NotSponsored

Видео CardUp Beginner's Guide: How to pay bills & earn cashback/miles канала Chris @HoneyMoneySG