Should you INVEST your CPF? | MoneyOwl CPF Portfolio Review

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Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

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Investing CPF Funds is one of Singaporean’s highest interest because many people felt that they can beat the 2.5% Interest given by the CPF Ordinary Account (CPF OA). But should you do it?
In this video, let us review what is being offered and list out the pros and cons of the new MoneyOwl CPF investment scheme.

Pre-selected Portfolio based on Risk Profile
CPF Balanced: 60% Equities 40% Bonds, 10 year annualised return 8.3%, TER 0.40%
CPF Growth: 80% Equities 20% Bonds, 10 year annualised return 10.0%, TER 0.41%
CPF Equity: 100% Equities 0% Bonds , 10 year annualised return 11.6%, TER 0.42%

0% Advisory & Platform Fees till 31 Dec 2022
Fund Level fees refer to Total Expense Ratio

[Walkthrough on MoneyOwl]

Should you invest CPF OA?
- Need to have at least SS20,020 in OA. $20 for CPF transaction fees
- Have you maxed out your CPF SA? 4% “risk-free” interest vs Unconfirmed investment return (positive or negative)
- Personally I only invested my CPF OA when my SA was near FRS
Refer to my CPF OA video on my concerns.

#MoneyOwl #NotSponsored

Видео Should you INVEST your CPF? | MoneyOwl CPF Portfolio Review канала Chris @HoneyMoneySG