Tips to Keep Your Monthly Payments Low: Homeownership in 2024

The monthly costs to own a home are more than just your mortgage, taxes & insurance! If you are a budget-minded homebuyer, this is the episode for you!

In this episode, I'll break down the various costs associated with homeownership in Florida, ensuring you're well-prepared to budget effectively ☀️🌴

PLUS...I’ve also got tips to help you keep these costs down! 💵

Starting with the monthly mortgage bill, we will discuss the principal, interest rates, escrow for taxes & insurance, and mortgage insurance (PMI).

We will also dive into the different Neighborhood Fees, including HOA and CDD fees.

And let’s not forget about Property Maintenance & Utilities! From lawn care to pest control, internet to trash collection, you will need to budget for all of the things to keep your house running properly and looking beautiful!

Lastly, I'll touch on the importance of setting aside funds for home repairs. Being prepared can save you from financial stress when unexpected repairs arise!

While homeownership may seem daunting, it's absolutely doable with the right knowledge and planning!

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Melanie is a Tampa Bay area REALTOR® with Smith & Associates Real Estate. She loves the Tampa Bay area, houses, and helping clients buy and sell real estate.

You can register at my website! https://www.melanielovestampabay.com/youtube-landing-page
Call/text me if you are looking to buy/sell a home in the Tampa Bay area!
📞 813.616.2427
License ID: SL3202862

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Видео Tips to Keep Your Monthly Payments Low: Homeownership in 2024 канала Melanie Loves Tampa Bay