Live Q&A for First Time Buyers on Shared Ownership, Help to Buy and mortgages

I answer first time buyer questions on Shared Ownership, Help to Buy and mortgages. I respond to questions I received on YouTube, Instagram and during the Live. Watch in to hear my thoughts on Shared Ownership and other first time buyer housing topics.

CONTACT DETAILS
Email: lemuelstudios@gmail.com
Instagram: @SelfInvested_UK
Twitter: @InvestedSelf

LINKS MENTIONED
Local Help to Buy Agent (Midlands and London) contact details - enquiries@helptobuyagent2.org.uk, 03333 214 044
Local Help to Buy Agent website - https://www.ownyourhome.gov.uk/scheme/help-to-buy-2021-2023/find-a-help-to-buy-agent/
Shared Ownership playlist - https://youtube.com/playlist?list=PLUG_SDz9gLQI3lKk_GIxi9Kgn_GeCaDDp
Selling my Shared Ownership - https://youtu.be/Q-nwCcCJ1Bw
My chat with my mortgage broker - https://youtu.be/wRz_1S9MAUY (Ken Brooke - kenneth.brooke@justmortgages.co.uk, 020 8460 6688)
Mortgage overpayment explained - https://www.nationwide.co.uk/support/support-articles/manage-your-account/mortgage-overpayments/overpayment-overview & https://www.moneysupermarket.com/mortgages/mortgage-overpayments/
Mortgages explained - https://youtu.be/5cg8Y1RLxWM
Leasehold reform - https://youtu.be/oiF_4K-JJPk

CHAPTERS
Intro 00:00
Life update 03:45
Disclaimer 04:57
My Shared Ownership videos 05:40
How important is the interest rate when finding a mortgage? 07:55
Should I buy Shared Ownership 11:17
Right to Buy for housing association properties 16:35
Renting out Shared Ownership and Help to Buy homes 18:25
Tips for selling a Shared Ownership home 21:18
Help to Buy ISA and Lifetime ISA limitations 27:12
How much can I overpay on a fixed rate mortgage? 30:44
Commission based salaries and mortgages 33:44
Ground rent to be abolished on new leases 35:23
Are Shared Ownership properties desirable when selling? 36:12
How do you know if a mortgage rate is good? 38:23
What are the different types of mortgages? 45:08
Is it better to buy or continue renting? 53:50
Outro 59:57

ABOUT ME
I'm Lemuel. I'm not a financial advisor. I'm not an expert. I'm just a regular guy that enjoys talking about how we can do better with money.
If you want to learn more about how you can do better with money, then subscribe to the channel and hit the notification bell so you get an alert whenever I upload a video.

DISCLAIMER
This video is not meant to address the specific circumstances of any particular individual. It is created for educational purposes only. You should not rely upon it as legal, financial or professional advice, or a substitute for it. I do not accept any liability whatsoever for errors, omissions or misstatements contained therein. You should consult a suitably qualified professional if you require specific advice or information.

Видео Live Q&A for First Time Buyers on Shared Ownership, Help to Buy and mortgages канала Self Invested