Why Utility Companies Are Evil // Mortgage Application Secrets for First Time Buyers
I truly believe utility companies are evil, and really can hinder your mortgage application as a first time buyer.
Getting meter readings is a complete nightmare, your are constantly under charged leading to bigger bills later on, the sales people no nothing about their own product and the communication is so poor!
The chances are if you are a first time buyer and currently rent, you may have had a run in with a utility bill provider. I know I have. Having been mortgage adviser for over 15 years the amount of credit related problems due to utility bill providers I see on credit files is staggering. It’s without doubt the most common area of missed payments I’ve ever seen and a pattern which emerges far too much. In this video I look at the reasons this happens, how it affects your mortgage application and what you can do about it to ensure you do not receive any future problems.
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://link.alexkerr.co.uk/check-my-file
BAD CREDIT ?
Download our FREE Adverse credit mentorship program below:
https://link.alexkerr.co.uk/credit-file-secrets
0:00 Intro
1:00 Utility Bill Issues
1:20 Understanding Utility Bill Tariffs
2:34 Utility Bill Management Service - Uswitch
2:56 Uswitch System the Best System
4:28 Todays Question
4:35 This weeks credit score tip
Book a Free, No Obligation Call with Alex Book Now:
https://mortgagechain.co.uk/contact
VIDEO LINKS - USWITCH SERVICE FOR UTILITY BILL MANAGEMENT
Manage your Utility Bills, no more missed payments!
U-Switch link – https://www.uswitch.com/gas-electricity/?ref=optimise%7E2202752%7Eb0ab2a61a2444a88acaa1f03416f61e3&utm_source=optimise&utm_medium=affiliate&utm_campaign=2202752&refset=true
U-Switch Video Tutorial - https://www.youtube.com/watch?v=NzzZBIfg3PM&t=1s
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
FACEBOOK GROUP For First Time Buyers:
https://www.facebook.com/groups/firsttimebuyeruk
Say hi on social:
Twitter: https://twitter.com/alexkerrmortgag
Instagram: https://instagram.com/alexkerrmortgage
Facebook: https://facebook.com/alexkerrmortgage
TikTok: https://tiktok.com/@alexkerrmortgage
#alexkerrmortgage #utilitybillsuk #uswitch
Видео Why Utility Companies Are Evil // Mortgage Application Secrets for First Time Buyers канала Alex Kerr - Mortgage Chain Ltd
Getting meter readings is a complete nightmare, your are constantly under charged leading to bigger bills later on, the sales people no nothing about their own product and the communication is so poor!
The chances are if you are a first time buyer and currently rent, you may have had a run in with a utility bill provider. I know I have. Having been mortgage adviser for over 15 years the amount of credit related problems due to utility bill providers I see on credit files is staggering. It’s without doubt the most common area of missed payments I’ve ever seen and a pattern which emerges far too much. In this video I look at the reasons this happens, how it affects your mortgage application and what you can do about it to ensure you do not receive any future problems.
Free Credit File Check. Check your credit score from the outset! Use checkmyfile as they provide reports of all three credit file agencies the mortgage lenders use to credit score you, on one file (Experian, Equifax and Transunion)
checkmyfile offer a 30-day free trial which is then £14.99 a month thereafter and can be cancelled at any time.
Check my free credit score now:
https://link.alexkerr.co.uk/check-my-file
BAD CREDIT ?
Download our FREE Adverse credit mentorship program below:
https://link.alexkerr.co.uk/credit-file-secrets
0:00 Intro
1:00 Utility Bill Issues
1:20 Understanding Utility Bill Tariffs
2:34 Utility Bill Management Service - Uswitch
2:56 Uswitch System the Best System
4:28 Todays Question
4:35 This weeks credit score tip
Book a Free, No Obligation Call with Alex Book Now:
https://mortgagechain.co.uk/contact
VIDEO LINKS - USWITCH SERVICE FOR UTILITY BILL MANAGEMENT
Manage your Utility Bills, no more missed payments!
U-Switch link – https://www.uswitch.com/gas-electricity/?ref=optimise%7E2202752%7Eb0ab2a61a2444a88acaa1f03416f61e3&utm_source=optimise&utm_medium=affiliate&utm_campaign=2202752&refset=true
U-Switch Video Tutorial - https://www.youtube.com/watch?v=NzzZBIfg3PM&t=1s
DISCLAIMER: This video and description contains affiliate links via the above checkmyfile, Uswitch and credit ladder links, which means that if you click on one of the product links and purchase the product, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
FACEBOOK GROUP For First Time Buyers:
https://www.facebook.com/groups/firsttimebuyeruk
Say hi on social:
Twitter: https://twitter.com/alexkerrmortgag
Instagram: https://instagram.com/alexkerrmortgage
Facebook: https://facebook.com/alexkerrmortgage
TikTok: https://tiktok.com/@alexkerrmortgage
#alexkerrmortgage #utilitybillsuk #uswitch
Видео Why Utility Companies Are Evil // Mortgage Application Secrets for First Time Buyers канала Alex Kerr - Mortgage Chain Ltd
Показать
Комментарии отсутствуют
Информация о видео
6 августа 2021 г. 23:00:06
00:05:54
Другие видео канала
First Time Buyer Expert - LIVE LAUNCH !!!Best Mortgage Lenders for First Time Buyers // 95% MortgagesHabito One Mortgage Review // Seven Times IncomeExchange Deposit Vs Mortgage DepositHow to Buy a House // Part 1 of 5What Are the Fees Associated with a Bad Credit Mortgage?How to Get The Best Mortgage while Interest Rates are Rising!5 CRAZY Truths About Mortgages with BAD CREDIT UKAgreement in Principle UK // Pass with ANY Mortgage LenderThe Number One Mistake You're Making With You're MortgageMulti Agency Credit Report // checkmyfileFirst Time Buyer Guide // Download Today!First Time Buyer Mortgage Options!Bad Credit Mortgage UK!How to Buy a House // Part 4 of 5HOUSING MARKET UPDATE // JULY 2022How Much Deposit Do I Need to Buy a House with Bad Credit UKHalifax Family Boost Mortgage Explained | First Time Buyer SecretsFirst Time Buyer Advice UK | You Must Know This! (Version 2)What documents do I need To Apply for a Bad Credit Mortgage?