Bar Bar Loan Apply Karne se Kya Hota Hai? #oolka #creditworthy #loan

Bar-bar loan ya credit card ke liye apply karne se kya nuksaan hota hai? Iss video mein hum 'credit hungry' behavior ke effects explain kar rahe hain jo aapke CIBIL score ko affect karta hai. Jab bhi aap loan ya credit card ke liye apply karte hain, aapki credit report par ek hard inquiry record ho jaati hai. Ek-do inquiries toh theek hain, lekin agar aap 4-5 jagah back-to-back apply karenge, har inquiry aapka CIBIL score ~10-15 points tak gira degi. Frequent inquiries se lenders ko bhi lagta hai ki aap bahut desperate hain, jiski wajah se wo aapke future loan applications reject karne ka soch sakte hain.

Solution simple hai: jaldbaazi mein har jagah apply karne ke bajay soch-samajh kar ek-ek karke apply karein. Pehle se hi research karein ki kaunsa lender aapki profile ke hisab se loan approve karega aur behtar interest rate dega. Aap Oolka app par apna credit score track kar sakte hain aur Oolka ka AI CIBIL Expert aapse judi har query ka jawab 24/7 de sakta hai. 😊 Apni credit health sudharne ke liye Oolka ko download kariye aur smart borrowing ki taraf ek kadam badhaiye!

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Видео Bar Bar Loan Apply Karne se Kya Hota Hai? #oolka #creditworthy #loan канала Oolka - AI Credit Score LevelUp