How to get Lowest Interest on Loans #creditworthy #oolka #borrowingpower

Have you ever wondered why some people get better loan interest rates despite having similar incomes? It all comes down to a few crucial but often overlooked factors, like credit score, CIBIL score, and creditworthiness. In this video, we dive into the hidden world of borrowing power and reveal what lenders really look at before approving loans.

📌 Topics Covered:

Credit Score & CIBIL Score: How these scores are calculated and why they impact loan approvals and interest rates.
Creditworthiness: The role of credit behavior, including payment history and credit utilization.
Debt-to-Income (DTI) Ratio: Learn why balancing debt and income is essential for improving your borrowing power.
Types of Loans: Why secured loans like home loans have lower interest rates than unsecured loans and what it means for you.
We’ll also share tips to boost your credit score and borrowing power, from keeping your credit utilization low to paying bills on time. Don’t miss out on these valuable insights – they could save you thousands in interest!

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