How Your HSA / FSA Might Cover an Infrared Sauna with Heavenly Heat Saunas with Truemed

Your $10,000 sauna just became a $7,000 sauna. Not because of a sale. Because of the way HSA and FSA dollars actually work. Most people sit on thousands in pre-tax health funds every year without realizing what qualifies. Infrared saunas, when connected to a diagnosed medical condition and supported by a Letter of Medical Necessity, may be one of those qualifying purchases.

Heavenly Heat has been building saunas since 1988. These saunas are designed for people who care about the materials and construction quality of what they use daily.

And the research on consistent sauna use is compelling. Studies have shown a correlation between regular sauna sessions (4 to 7 times per week) and a 40% decrease in all-cause mortality. Additional research points to a 66% reduction in Alzheimer's and dementia risk for frequent users compared to once-per-week users, and a 50% reduction in cardiovascular events including strokes and heart attacks.

Now, through Truemed, Heavenly Heat eligible customers can use their pre-tax health dollars at checkout.

Here's how the math breaks down:
- $10,000 infrared sauna: approximately $7,000 out of pocket after average tax savings of around 30%

That savings comes from using pre-tax dollars. Your effective discount depends on your individual tax rate.

How does it work?

1. Use your HSA/FSA at Heavenly Heat saunas through Truemed
2. Complete a clinical intake form during checkout
3. An independent licensed practitioner reviews your health information
4. If a Letter of Medical Necessity (LMN) is issued, your HSA/FSA funds can be applied to the purchase
5. The practitioner review is included in the purchase price

Conditions that may qualify include cardiovascular disease, hypertension, chronic pain, arthritis, musculoskeletal recovery needs, neurodegenerative conditions, and post-injury rehabilitation. Eligibility depends on your specific health situation and practitioner review.

Truemed is a payment platform. It enables customers to use HSA/FSA funds at brands they already trust by facilitating the Letter of Medical Necessity process and handling payment verification.

Heavenly Heat builds the sauna. Truemed handles the payment.

Most HSA holders leave money on the table every single year. The average unused HSA balance grows while health costs rise. This is one way to put those dollars to work on something that may meaningfully support long-term health.

Your HSA/FSA may cover a Heavenly Heat sauna. Browse models and check eligibility at truemed.com

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