Don't De-Risk For Retirement Income! HERE'S WHY | Fire Movement UK

Strategies that auto-switch your holdings into 'lower risk' assets could ruin your retirement income potential. Find out why in this straightforward video!

Managing sequence of returns risk when taking income is key, but I believe that people should hold a higher exposure to equities than they are often encouraged to in retirement.

TIMESTAMPS

0:00 Start
1:10 Retirement Income Risk - Illogical Strategies!
2:26 The Basis of Flawed Retirement Investment Logic
4:22 What Can Be Done To Reduce Retirement Income Risk?
6:54 How Much Cash Do You Need For Retirement Income?
8:34 Why Probability Is On Your Side
10:49 Strategies For Building Retirement Cash
As well as sequence risk, one of the main retirement risks is allocating too much of your capital to assets with extremely limited growth potential. This can be as bad as allocating too much to perceived 'high risk' assets.

If your goal is financial independence, and you are committed to the fire movement, setting the correct retirement withdrawal strategy is paramount. I advocate drawing from cash within your portfolio where possible to minimise sequence of returns risk, while still a reasonable proportion of holding equities for growth and income in retirement.

There are many retirement income strategies available, and many ways that cash can be utilised to reduce retirement risks, and the main concepts are explained in this video.

For more information on managing retirement risks, retirement income strategies, tax planning and financial independence uk, be sure to visit my blog and reach out on my social channels below.

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DISCLAIMER:

The content in this video is provided for information and entertainment purposes. It should not be construed as direct or indirect financial advice. You must throughly research any potential financial or investment decision and fully understand the risks before taking it. If in doubt, you should seek individual advice from a professional adviser.

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Видео Don't De-Risk For Retirement Income! HERE'S WHY | Fire Movement UK канала Chris Bourne - Tax Free Investing Expert