Article Analysis | Financial Literacy, Attitude & Lifestyle vs Student Financial Behavior |By Lydia

'The Influence of Financial Literacy, Attitudes, and Lifestyle on Student Financial Behavior.'

This is a published study by Adhi Widyakto, Ziyana Wahyu Liana, and Tri Rinawati from the Department of Management at the Faculty of Economics. The study was published in the Diponegoro International Journal of Business in 2022.

The core question driving this research is simple yet important: What actually shapes how students manage their money?

Is it what they know about finance? How they think about money? Or how they choose to live their lives?

This study examined three key factors
— financial literacy, financial attitudes, and lifestyle, to see which ones truly influence student financial behavior.

Analysis by
Lydia Forencia
Ap-A
40011424620029

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