Ready to Retire? 5 Retirement Spitball Analyses - 434

Joe Anderson, CFP® and Big Al Clopine, CPA spitball five different retirement plans (with a little bonus comparison), today on Your Money, Your Wealth® podcast 434. Is Jaybird on track to retire with a decent nest egg? Should Ted and his wife use the retirement smile spending pattern and spend more early in retirement? Is it safe for Aaron to retire at age 59 and a half? How much can Karla convert to Roth for the most tax-efficient retirement withdrawal plan? LEO Jay has Roth TSP retirement strategy questions, and Lynn suggests a super-easy Roth conversion calculator - but Big Al’s got an even easier idea. Podcast show notes, free financial resources, episode transcript: https://bit.ly/ymyw-434

00:00 - Intro
00:44 - Are We On Track to Retire With a Decent Nest Egg? (Jaybird, Penciltucky - PA)
08:57 - Retirement “Smile”: Should We Spend More Early in Retirement? (Ted)
15:55 - Get Your Retirement Spitball Analysis: https://purefinancial.com/ymyw/ask-joe-and-al/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW-434
16:57 - Is it Safe to Retire at Age 59 and a Half? (Aaron, suburb of Philadelphia)
24:59 - Take the Retirement Pop Quiz: https://purefinancial.com/lp/retirement-quiz/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW-434
Download the Retirement Readiness Guide: https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=youtube.com&utm_medium=podcast&utm_campaign=YMYW-434
25:42 - Spitball My Tax-Efficient Withdrawal Plan: How Much Roth Conversion? ("Karla", New York City)
34:21 - Should I Max Roth TSP and Retire at 50? When Can I Withdraw from Roth TSP? (Jay, San Diego)
37:00 - Super Easy Roth IRA Conversion Calculator (Lynn)
42:51 - The Derails

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• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
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• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
CPA – Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.

Видео Ready to Retire? 5 Retirement Spitball Analyses - 434 канала Your Money, Your Wealth