The Expense Audit Every White Collar Worker Should Run in 2026

I sat down one Tuesday night in October and looked at every dollar leaving my account. What I found changed everything, not because I was broke, but because I wasn't broke and still had less than 30 days of real financial runway.

In this video, I walk you through the exact expense audit I ran that night, the same one that added 4 months to my runway without changing my income or my life in any dramatic way.

If you work a white-collar job in 2026 and AI is anywhere near your industry, this is the most important financial exercise you can do right now.

What you'll learn:
- The one number that actually tells you how safe your finances are (it's not your salary)
- The 6-category framework for mapping every dollar you spend
- Why your burn rate is probably $400–$600 higher than you think
- The subscription audit method that finds hidden money fast
- The 3 spending categories where the math is most lopsided are housing, transportation, and dining
- How to calculate your runway and what the target number should be in 2026
- Where to deploy the money you recover, and in what order

Sources cited in this video:
- McKinsey Global Institute, 2025
- Goldman Sachs Global Investment Research, 2025
- Bureau of Labor Statistics, 2025
- Federal Reserve Survey of Consumer Finances, 2024
- Ramsey Solutions Spending Research, 2025
- Harvard Joint Center for Housing Studies, 2025
- Edmunds Auto Market Report Q1 2026
- C+R Research Subscription Economy Survey, 2025
- Coursera Completion Rate Report, 2025
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Видео The Expense Audit Every White Collar Worker Should Run in 2026 канала The Wealth Experiment