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Keep or Cancel? My Chase Card Strategy 2025 | Unboxing the NEW Sapphire Reserve for Business

💳 Learn more about the Chase Sapphire Reserve®: https://www.asksebby.com/go/csr7 Click "Show More" to see Ad Disclosure.
More Chase Sapphire Reserve for Business℠: https://www.asksebby.com/go/sapphirebiz1
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Chase Sapphire Reserve Calculator: https://www.asksebby.com/articles/chase-sapphire-reserve-calculator
Chase Sapphire Reserve for Business℠ Calculator: https://www.asksebby.com/articles/sapphire-reserve-for-business

My Chase Credit Card Setup for 2025
My full Chase credit card strategy for 2025, including how I’m getting value from Chase Ultimate Rewards® points, travel credits, hotel perks, and airline benefits. Whether you’re new to points or deep into the credit card game, I’ll walk through every card I use, personal and business, and explain why it stays in my wallet.

We’ll cover everything from the Chase Sapphire Reserve®, Chase Freedom Flex®, and Chase Freedom®, to business cards like the Ink Business Preferred® Credit Card and the new Sapphire Reserve for Business℠. I also dive into hotel cards like the World of Hyatt Credit Card, IHG One Rewards Premier Credit Card, and The Ritz-Carlton™ Credit Card from JP Morgan, plus why I’m keeping or canceling specific cards.

🎯 Topics covered:
- Why I have the Chase Sapphire Reserve® (and how I offset the $795 annual fee)
- Credits breakdown: Travel, Dining, StubHub®, Lyft, The Edit℠ hotel bookings
- My Ink business card rotation strategy for ad spend
- Why the new Sapphire Reserve for Business℠ might be the best premium business card in 2025
- Free nights + elite status: IHG, Marriott Bonvoy, and Hyatt stacking
- Club lounge upgrades with The Ritz-Carlton Credit Card
- The New United Quest℠ Card vs. The New United Club℠ Card in real-world usage
- How much I actually get back vs. what I pay

Timeline
0:00 Start Here
0:14 Background
1:09 Core Chase Cards
2:35 Hotel Cards
5:06 Airline Cards
7:09 Unboxing the Sapphire Reserve for Business
These opinions are AskSebby’s alone and don’t reflect those of any bank, credit card company, airline, or hotel.

The content is for informational purposes only, you should consult your own financial advisors before engaging in any transaction.

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as [Bankrate.com](http://bankrate.com/) and may receive compensation from JPMC. This may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

The content on this page is accurate as of the posting date; however,
some of the offers mentioned may have expired.
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