US Credit Rating Drop Hurts Mortgage Rates 🏡📉

Moody’s May 2025 downgrade of U.S. government debt nudged Treasury yields higher—one of the key drivers of mortgage pricing. In this short explainer you’ll learn:
• How changes in the 10-year Treasury note flow through to 30-year and 15-year fixed-rate mortgages
• Why even a small jump in yields can affect monthly housing budgets
• Practical considerations for locking, floating, or refinancing in a higher-rate environment

⸻

About the Presenter

Justin Lazzaro, NMLS #1229453
Mortgage Consultant — The Lazzaro Lending Group • Powered by Reasy Financial (NMLS #2446155)
Licensed in AZ, PA, FL & TX | Equal Housing Lender

⸻

Important Information

This video is for educational purposes only and is not an offer to extend credit. Mortgage rates, fees, and terms vary with market conditions and individual qualifications. Always consult a licensed mortgage professional or financial adviser before making financing decisions.

Видео US Credit Rating Drop Hurts Mortgage Rates 🏡📉 канала The Lazzaro Lending Group