How to Retire in Canada Without a Pension: RRSP, TFSA & Income Planning Strategies

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If you're self-employed, incorporated, or working without a defined benefit pension, you're not alone — millions of Canadians are in the same boat. And while building your own retirement income plan can feel overwhelming, the right strategy can offer more flexibility and tax-efficiency than many traditional pensions.

In this video, I walk you through the full roadmap to retiring without a pension in Canada:

How much you really need to retire comfortably

Smart ways to use your RRSPs, TFSAs, and corporate accounts

Key withdrawal strategies to minimize taxes and avoid OAS clawbacks

The impact of CPP and OAS — and when to take them

The biggest mistakes to avoid (like over-relying on the 4% rule or delaying RRSP withdrawals too long)

How to turn your savings into a predictable, tax-efficient income for life

As a Portfolio Manager and Senior Wealth Advisor, I help Canadians structure their wealth so they can retire confidently — even without a workplace pension. If you're within 5–10 years of retirement, or already there, let’s build a strategy that works for your goals, your lifestyle, and your future.
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Видео How to Retire in Canada Without a Pension: RRSP, TFSA & Income Planning Strategies канала Danny & Charles - Zenith Private Wealth Counsel