Independent Medical Exams are not Independent at all

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Tampa attorney Matt Powell explains what you may want to know if you have to attend an insurance examination for your injury claim.
Find out what you can expect at the exam, and what some of the tricks that can be used against you.
If you have been asked to be examined by an insurance company doctor be prepared.
00:00 Introduction of why IMEs are not independent
00:03 Compulsory Medical Exams
00:11 Examinations by doctors hired by the insurance company
00:16 Courts call compulsory medical examinations CMEs
00:26 Independent medical examinations is a misleading description because they are not independent
00:40 Who selects the doctor to do the exam
00:46 Why would a doctor do examinations for an insurance company
01:00 How much money are the doctors paid
01:25 Do doctors get paid more to defeat claims than to treat patients
01:35 Their pay is guaranteed
01:53 Can you sue the IME doctor for malpractice
01:56 Does the doctor owe a duty of care or honesty
02:10 What you should know before you attend an IME or CME
02:26 Should I video the exam
03:30 Do I have to fully disrobe
03:48 Should I see my doctor before the insurance defense exam
03:58 Why should I see my doctor before and after the defense exam
04:33 Can they use needles or run tests on me
05:04 Can I refuse invasive tests
05:10 What should I do if I feel uncomfortable in the exam
05:20 What questions should I answer in the exam
05:29 What questions should I not answer
05:40 What should I say in the exam
05:52 Do the doctors lie in court and say you said something that is not true
06:30 Your medical history is important
06:58 It is important to show the doctor where it hurts
07:05 What you should do if some activities make your pain worse
07:26 The examination starts in the parking lot
07:55 What should you wear to the examination
08:05 The examination continues as you get into your car to drive away
08:14 How to answer questions about your treating doctors findings
08:36 What to watch out for last minute changes
08:38 What you should do if the IME doctor or office calls you
08:56 Even if the doctor says the exam is over it is not don't let your guard down
09:10 Don't discuss anything you and your attorney have said
09:28 What to expect the insurance doctor to say at trial
09:48 The most important things to remember
10:03 What if the insurance doctor is nice to me and says he wants to help

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