ISA Portfolio Update | April 2026 | Inflation, unemployment, and AI disruptions.

April 2026 Portfolio Update (£33,142) | NASDAQ 100 vs S&P 500 + Oil Shock, CPI & Rate Decisions

In this April 2026 update (recorded 30/04/2026), I break down a £33,142 portfolio split between EQGB (Invesco NASDAQ 100) at £16,886 (+£2,418, +21.35%) and VUAG (Vanguard S&P 500) at £16,256 (+£1,734, +20.6%), both accumulation funds. I explain why the balance is down from £35,870 in December: before the tax year ended I sold a VHVG position in a general investment account for £8,754 to use part of the £3,000 CGT allowance, then reinvested half (£4,372) during the March/April dip and kept the rest in a high-interest savings account. He reviews the Iran oil shock driving UK CPI to 3.3% and Brent to ~$120, the MPC holding rates at 3.75% (8–1 vote), and a divided Fed holding 3.5–3.75% as Powell’s last meeting, with Kevin Warsh incoming. I close with five watchlist risks: oil shock/stagflation, AI and jobs, weakening consumer sentiment and gambling, aggressive corporate borrowing, and markets potentially underpricing the conflict and its inflation impact.

Website: Neeljoshi.co.uk
Linkedin: https://www.linkedin.com/in/neelxj/
Email: Info@neeljoshi.co.uk

Timestamps
00:00 April Portfolio Snapshot
00:49 Meet Neel and Channel Intro
01:03 Why Balance Dropped
01:54 UK Inflation and Oil Shock
02:22 Bank of England Rate Decision
03:01 FTSE Reaction and Stagflation Fears
03:30 US CPI and Fed Hold
03:50 FOMC Split and New Chair
05:00 Market Selloff and Recovery
05:07 My ETF Positions and Dip Buys
06:22 ISA Strategy and CGT Planning
07:11 Five Things on My Watchlist
08:25 Wrap Up and Next Update

Видео ISA Portfolio Update | April 2026 | Inflation, unemployment, and AI disruptions. канала Neel Joshi