The Philosophical Difference Between Canadian and US Bankruptcy – Fresh Start or Harsh Penalty?

Canadian vs. US Bankruptcy: Fresh Start vs. Harsh Penalty? | Debt Free In 30 | Ep 369 | Canadians consume a lot of American media. So, it’s possible that the idea many Canadians have about bankruptcy is actually what happens to indebted individuals in the United States, and not the Canadian reality. On today’s podcast, Doug Hoyes and Ted Michalos explain how bankruptcy in Canada is a rehabilitative and supportive process, with limited barriers. They address common fears and misconceptions and give insight on why filing bankruptcy is so much simpler in Canada than it is in America. Tune in for a great discussion!

Links:

Free Credit Repair Course: https://courses.hoyes.com/courses/rebuild-credit
Chapter 7 Bankruptcy: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-7-bankruptcy-basics
Chapter 13 Wage Earner’s Plan: https://www.uscourts.gov/services-forms/bankruptcy/bankruptcy-basics/chapter-13-bankruptcy-basics
Surplus income in a bankruptcy: https://www.hoyes.com/blog/new-surplus-income-limits-for-2021/
Hoyes Michalos Joe Debtor Bankruptcy Study: https://www.hoyes.com/press/joe-debtor/
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