Shiba Inu Coin ''This Is HOW TO RETIRE By 2024'' 🤑 Shiba Inu Price Prediction | Shib News

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Several financial rules and guidelines can be applied to generating retirement income. A simple and popular strategy for those saving for retirement is the $1,000-per-month rule of thumb.
This rule of thumb helps you gauge how much you need to have saved to withdraw a certain amount monthly in retirement. Find out how it works, what pitfalls to watch out for, and how this rule of thumb compares with other retirement guidance. The $1,000-a-month rule states that for every $1,000 per month you want to have in income during retirement, you need to have at least $240,000 saved. So each year, you withdraw 5% of $240,000, which is $12,000. That gives you $1,000 per month for that year.

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Depending on your income from Social Security, pensions, or part-time work, the number of $240,000 multiples will vary. For example, if you want $2,000 per month, you'd need to save at least $480,000 before retirement.
When interest rates are low, and the stock market is volatile, the 5% withdrawal aspect of the rule becomes even more critical. The market can go months or even years without a gain, and the discipline surrounding the 5% withdrawal rate can help your savings last through those tough times.
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