Do You Need Health Insurance? I Pay $680 Premium for ACA Plan

Health insurance is a complicated subject, but it's something you should educate yourself on and definitely something you need. I've experienced getting health care plans through various employers, and purchasing my own health insurance both before and after the Affordable Care Act (ACA), otherwise known as "Obamacare" went into effect. Sharing my own advice, experiences, and thoughts on the American health care system - good and bad.

Timestamps for specific topics:
1:44 - Employer health care plans
5:25 - Purchasing our own health insurance (2011)
7:00 - ACA Health Plan process (2018)
14:00 - Honest opinion on health care system
15:04 - Do you really need health insurance?
16:00 - Medical emergencies / uninsured consequences
16:58 - Tips for uninsured to pay medical / hospital bills

Healthcare.gov - open enrollment November through December every year
https://www.healthcare.gov/get-coverage/
https://www.healthcare.gov/quick-guide/one-page-guide-to-the-marketplace/
https://www.healthcare.gov/lower-costs/save-on-monthly-premiums/ (Premium Tax Credit)
https://www.healthcare.gov/lower-costs/ (Income Levels & Savings)
https://www.healthcare.gov/choose-a-plan/catastrophic-health-plans/ (Catastrophic Health Plans)
https://www.healthcare.gov/coverage/what-marketplace-plans-cover/ (Essential Health Benefits)
https://www.healthcare.gov/choose-a-plan/plans-categories/ (Health Plan Categories)
https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit
https://www.ehealthinsurance.com/
https://www.policygenius.com/health-insurance/learn/health-insurance-basics-and-guide/

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