Mortgage Market Insights: Interest Rate Trends & Smart Home Buying Strategies!

Stay ahead of the mortgage market with insights on interest rate trends and smart home buying strategies in this informative video! Perfect for anyone looking for mortgage tips.

Can a rental suite make homeownership more accessible in today’s market? In this episode of Beyond the Keys, we welcome back Tawny Bley, Mortgage Associate at One St Mortgage, to break down the numbers on how adding a legal suite to your home can significantly impact your mortgage qualification.

With interest rates holding steady and home prices continuing to climb, Tawny dives into scenarios showing the income needed to qualify for a $400,000 home—with and without a rental suite. Discover how rental income can reduce required household income by over $25,000, making homeownership possible for more Canadians.

We also touch on:
✅ The current interest rate landscape
✅ How fixed vs. variable rates impact approval
✅ Builder incentives for secondary suites
✅ The power of pre-approvals in competitive markets

Whether you’re a first-time buyer, real estate investor, or simply navigating a fast-paced market, this episode delivers valuable insights into smart strategies for home financing in 2025.

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#MortgageTipsCanada #RentalSuiteSavings #realestatestrategy

CHAPTERS:
00:00 - Introduction: Meet Tawny Bley from One St Mortgage
02:00 - Interest Rates Breakdown: Fixed vs. Variable insights for 2025
05:07 - Rental Suite Advantage: Qualifying with vs. without rental income
07:31 - Maximize Mortgage Approval: Smart prep for multiple offers

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Видео Mortgage Market Insights: Interest Rate Trends & Smart Home Buying Strategies! канала BAMFORD & CO.
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