Does Mike The Credit Guy Even Know How Credit Scores Work?

Don’t believe the clickbait: TransUnion did NOT secretly change how credit scores work.
If you’ve seen viral videos with titles like “Credit Scores Just Changed Forever (Thanks to TransUnion)”, then this is your wake-up call.

In this no-hype exposé, I break down:

Why TransUnion can’t actually change your score they’re a data supplier — not the scoring model builder

How influencers like Mike the Credit Guy twist headlines to drive affiliate traffic (often toward Dispute Beast, which thousands report has FAILED them)

What’s actually happening in 2025 with credit score models, data reporting, and FCRA enforcement

The proven playbook for how smart borrowers (especially business owners) actually build, protect, and control their credit

💣 Watch until the end — because the “fat lies” being sold on YouTube are costing you TIME, MONEY, and OPPORTUNITY.

Book a private consult with me here:
🔗 https://calendly.com/pinnaclecreditmanagement/consultation-with-andre?month=2024-12

🎯 Get the facts — not fluff.
✔ Real consumer law citations
✔ 169+ real client case studies
✔ Dispute strategies that work in 15–45 days

🔍 Sources & full article with receipts:
🔍 Sources & full article with receipts:
https://www.pinnaclecreditrepair.com/blog/transunion-credit-scores-did-not-change

✅ Need expert help fixing your credit FAST?
Book a private consult with me here:
🔗 https://calendly.com/pinnaclecreditmanagement/consultation-with-andre?month=2024-12

🧠 Or learn more about how we help clients delete bankruptcies, late payments, charge-offs and more in 15–45 days:
🔗 https://www.pinnaclecreditrepair.com

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Видео Does Mike The Credit Guy Even Know How Credit Scores Work? канала Pinnacle Credit Management