REUP Ep. 38 | Do You Really Need 20% Down? + Ohio’s Bold Plan to Kill Property Taxes

🏡 Real Estate Unlimited Podcast – Episode 38
Title: Down Payments, Market Shifts & Ohio’s Property Tax Proposal – What Buyers & Sellers Need to Know!
Premiere Date: June 9, 2025
Hosts: Bill Jones, Sierra Steinmetz, Bryan Shuby, and Kari Steele

Welcome back to the Real Estate Unlimited Podcast (REUP)! In Episode 38, we unpack three timely and critical topics that impact both buyers and sellers in today’s housing market. Whether you’re a first-time homebuyer, a seasoned investor, or just trying to make sense of the current market, this episode delivers the clarity and insight you need.

🎧 Tune in to hear us discuss:
✅ Do You Really Need 20% Down? Sierra breaks down the myths, realities, and available programs that help buyers with little to no money down.
✅ Is the Market Shifting? Bryan dives into national housing data showing increased inventory, fewer sales, and buyer caution—and what it all means.
✅ Ohio’s Bold Property Tax Proposal – Kari explores the possible end of property taxes in Ohio by 2026 and the wide-ranging implications on communities, schools, and homeowners.

🎯 Key Highlights:

The truth behind 20% down payments and why it's NOT a must

Top down payment assistance programs via downpaymentresource.com

Inventory is up 20.8% year-over-year—what that means for homebuyers

Home sales are slowing while prices still climb—are we entering a balanced market?

Ohio House Bill 89: Could property taxes be eliminated by 2026? What would replace them?

📌 Links Mentioned in This Episode:
🔗 NAR: Market Shift Article
🔗 Down Payment Resource
🔗 Ohio HB89 Bill Text
🔗 Ohio Property Tax Info

💬 Let us know in the comments:

Do you think 20% down is still the standard?

Would eliminating property taxes be a good idea in your state?

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⏱️ Chapters
00:00 – Intro: Welcome to REUP Episode 38
00:52 – Do You Really Need 20% Down?
03:05 – DownPaymentResource.com Review
06:08 – Grants, Gift Funds & First-Time Buyer Tips
09:10 – Why Down Payment Help Isn’t Guaranteed
11:25 – Is the Market Shifting? NAR Data Breakdown
13:40 – More Listings, Fewer Closings – What It Means
16:20 – Local Buyer Trends & Price Adjustments
18:35 – Advice for Sellers in a Changing Market
21:45 – Why Flexibility and Pricing Matter
24:30 – Real Estate Stats: 5-Year & 10-Year Snapshot
27:10 – What Happens If Ohio Ends Property Taxes?
30:15 – The Big Picture: Who Really Owns Your Home?
32:20 – Final Thoughts & Outro

Видео REUP Ep. 38 | Do You Really Need 20% Down? + Ohio’s Bold Plan to Kill Property Taxes канала Real Estate Unlimited Podcast