What's The MAXIMUM House Payment You Can Afford With A $4000 Monthly Income

Learn about debt-to-income ratios and how they can impact your ability to buy a house. Lenders typically don't want to see more than 45% of your income going towards your house payment and debts. For example, if you have a monthly income of $4,000, $1,800 going towards your house payment and bills, and $500 towards credit cards and a car payment, you would have $1,300 left over. In southeastern Michigan, $1,300 could buy you a $150,000 house!

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