📊 The Secret Behind Interest Rates and How They Affect Your Life

Interest rates are the invisible number that controls your financial life. 💰
They decide how much you pay on your credit card, your mortgage, your student loans—and even whether the global economy grows or falls into recession.

In this video you’ll discover:
✅ The history of interest rates: from Mesopotamia to the Federal Reserve.
✅ How they actually work (nominal vs. real, fixed vs. variable, lending vs. saving).
✅ Their impact on credit cards, mortgages, savings, and investments.
✅ The major historical cases: Great Depression, Volcker Shock, Japan’s lost decade, the 2008 financial crisis, and COVID-19.
✅ The psychology of debt: present bias, the minimum payment trap, and the illusion of cheap credit.
✅ Practical advice: how to use interest rates to your advantage and avoid financial traps.

👉 Stay until the end: understanding interest rates could save you from debt and help you invest smarter.

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Keywords: interest rates explained, Federal Reserve, inflation, debt, credit cards, mortgages, savings, economy explained, personal finance tips.

Видео 📊 The Secret Behind Interest Rates and How They Affect Your Life канала Finance Game