Midland States Bancorp (MSBI|$480.2M) - 2025 Q4 Earnings Analysis

#MSBI Midland States Bancorp 2025 Q4 Earnings: Midland States Bancorp reported a net loss but achieved adjusted earnings per share of $0.53 in Q4 2025, driven by strategic portfolio sales and credit enhancements.

- Net Loss: $5.1M

- Adj. EPS: $0.53 vs. forecast $0.70 (2 analysts)

- Net Interest Margin: 3.74%

- Total Capital to Risk-Weighted Assets: 15.16%

- Provision for Credit Losses: $11.8M

"Entering 2025, improving credit quality was our number one priority and throughout the year, we took significant steps to reduce our risk in the loan portfolio and strengthen our balance sheet." - Jeffrey G. Ludwig, President & CEO

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Видео Midland States Bancorp (MSBI|$480.2M) - 2025 Q4 Earnings Analysis канала SmartStockWatch