How to Create a Retirement Budget | Simple Step-by-Step Cash Budgeting for Beginners

Creating a retirement budget doesn’t have to be overwhelming — even on a fixed income! In this video, I’ll show you exactly how to build a retirement budget from scratch using a simple step-by-step approach that works for seniors, retirees, and anyone living on Social Security or pension income.

We’ll cover:
✔️ How to list your retirement income (Social Security, pensions, 401k, IRA, side income)
✔️ How to break down your fixed and variable monthly expenses
✔️ How to factor in healthcare costs, Medicare premiums, and medical savings
✔️ How to set savings goals (like grandkids’ birthdays or emergency funds)
✔️ Which budgeting method works best: Cash Envelope System, Zero-Based, or 50/30/20
✔️ How to review and adjust your budget each month to stay in control

This video is perfect for beginners who want to learn how to budget after retirement and take charge of their finances without the stress. I’ll also share tips to keep it simple and even fun — including savings challenges to keep you motivated!

✨ Subscribe for weekly budgeting videos, cash stuffing tutorials, and retirement savings challenges designed just for retirees.

🛍️ Visit My Shop for the Budgeting Basics packet digital download →
https://ko-fi.com/s/f84a61b200

📌 Watch My Retirement Budgeting Playlist →
https://www.youtube.com/watch?v=VuFCf-Hlv5g&list=PL79Rcer345qXvffAgWd7IfOLqU1EDSGhE

📥 FETCH APP: https://referral.fetch.com/vvv3/referralqr?code=W7VRTJ

✨ High Yield Savings Account: https://ally.com/referral?code=2Q9B8V2T6T&CP=WebAppReferFriend

#retirementbudget
#budgetingforretirees
#fixedincomebudget
#cashstuffingretirement
#retireesavingstips
#socialsecuritybudget
#howtocreateabudget
#personalfinanceover60
#budgetingover50
#cashenvelopesystem

Видео How to Create a Retirement Budget | Simple Step-by-Step Cash Budgeting for Beginners канала GiGi's Retirement Budgets