budgeting & personal finances in your 20s 💵| money management tips

I've been getting so many requests to start tackling the subject of money in my videos, so today I'm giving you an overview on how I organize and manage my personal finances, how I build budgets that can be done on paper or with excel, and some insights into how I create security while being self-employed. This video is an overview, so if you want me to dive in deeper into any subject addressed (or not yet mentioned), let me know! I want to do more of these because I know as a 20-something-year-old myself, money is a topic I'm very invested in.

*The Latte Factor by David Bach: https://amzn.to/2SuaGYP
Formula + budget templates: http://bit.ly/3bjGUyP
(I hope this works so let me know if there’s issues haha)
*Try out Microsoft excel: https://go.magik.ly/ml/u2ga/
Bullet Journal Budget Spread (january plan with me video): http://bit.ly/2S5x1NE
Another bullet journal budget spread (student spreads): http://bit.ly/2H6pGHj
(*affiliate links— more info below)

timestamps:
1:39 my job & background
2:13 how I organize my online banking
4:24 creating "automation" when income comes in to align with your financial goals
6:58 things to consider when you're self employed and/or have fluctuating income
7:53 methods to budgets (paper, excel)
12:41 how I generate budgets
13:05 "staying-on-budget" tips
15:43 a quick note about my relationship with credit cards

[follow me on social]
instagram: http://bit.ly/2WQNWma
pinterest: http://bit.ly/2KZiRdJ
spotify: https://spoti.fi/2MVRSCy
goodreads: http://bit.ly/2su0Mhf
twitter: http://bit.ly/2Fiowrv
facebook: http://bit.ly/2FiyUzz

[my favourite places to shop]
*amazon (us): https://amzn.to/2Kt1EtI
*amazon (cad): https://amzn.to/2Rmy6yu
*indigo/chapters: http://bit.ly/shopindigochapters
*get $5 off your first order on Uber Eats with my code: eats-caitlind1456ue

[filming equipment]
*canon 80D: https://amzn.to/2NOi3HW
*sigma 18-35mm F1.8 Art Lens for Canon: https://amzn.to/2SQ1AUI
*my vlog camera (Canon G7x MarkII): http://amzn.to/2q2JB2L
*ring light: http://amzn.to/2pvObqo

MUSIC...
*music is from epidemic sound: http://bit.ly/2MW0jvj
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FTC: This video is not sponsored. Some links in the description box (marked with a *) are affiliate links...I earn a small commission on purchases made through those links...there's no cost to you, but the commission helps make it possible for me to continue creating videos for a living :)

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