How to Get a Perfect Credit Score | How to get Perfect Credit | How to Get a Good Credit Score

How to Get a Perfect Credit Score | How to Get Perfect Credit | How to Get a Good Credit Score

If You Don't Know Where to Start - Start Here! My Free Download: https://bit.ly/3k8xFF0

✔Get Your Free Credit Report Here:
https://www.annualcreditreport.com/
✔Get Your Free Credit Score Here:
https://clark.com/credit/free-credit-score/
✔What is Use to Track my credit(It's Free):
https://creditwise.capitalone.com
✔Dispute Letter (Dispute in Writing in your own words, Don’t Just Copy & Paste – Certified Mail with Proof of Delivery):
https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports
✔Where to mail dispute letters: https://www.thebalance.com/where-should-i-send-credit-report-disputes-960435
✔Goodwill Letter (Put the letter in your own words, you can call company as well, DO BOTH)
https://www.thebalance.com/remove-negative-credit-report-information-960367
✔Pay for Delete: (Only do this if is necessary – Remember the older it is the less impact it has on your score)
https://www.thebalance.com/sample-pay-for-delete-letter-960563
✔Credit Freeze:
https://clark.com/credit/credit-freeze-and-thaw-guide/
✔Discover Secured Card(To Establish Credit):
https://www.discover.com/credit-cards/secured/
✔Fair Credit Reporting Law – YOUR RIGHTS BY LAW (Including 30-day and 7-year Rule, All Inaccurate information must come off and after 7 years negative information comes off):
https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
✔Medical Debt:
https://www.experian.com/blogs/ask-experian/can-medical-bills-affect-credit-report/
✔Advice on Collections – See below (Paying collections does NOT automatically improve your score – The older the collection is the less impact it is having on your score, a good lender can tell you what you should focus on if you want to improve your credit for a home purchase)
https://www.myfico.com/credit-education/faq/negative-reasons/should-i-pay-my-collections
https://www.thebalance.com/should-you-pay-an-old-collection-960595
https://www.credit.com/blog/8-things-debt-collectors-wont-tell-you-55045/
👉Join My First Time Buyers Facebook Group: https://www.facebook.com/groups/HillsFirstTimeBuyers/members/

Видео How to Get a Perfect Credit Score | How to get Perfect Credit | How to Get a Good Credit Score канала Shaheedah Hill Real Estate