SBI Personal Gold Loan Scheme at 7.25% pa

State Bank of India has drastically reduced the rate of interest of its Personal Gold Loan. Now State Bank of India is offering Gold at the 1 yr MCLR rates. As on 29.05.2020 the rate of interest offered by SBI is 7.25% and it is lowest in market for gold loan.

Some of the Features of Gold Are given below :

Minimum Loan Amount : Rs 20,000 /-
Maximum Loan Amount : Rs 20,00,000/-

Margin Gold Loan: 25%
Liquid Gold Loan: 25%
Bullet Repayment Gold Loan: 35%

Security : Pledge of gold ornaments

Processing Fees : 0.50% (Min 500+ GST)

Interest Rate :
For Home Loan Customer : MCLR-1yr
For other than HL Customer : MCLR-1yr + 0.50%
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