Social Security Full Retirement Age by Birth Year Explained

🎯 Free Hub: https://professorerica.com/ss • 🎯 Full Retirement Age: https://professorerica.com/ss-fra • 🧾 Tax on Benefits: https://professorerica.com/ss-tax - Your Social Security Full Retirement Age is not 65 -- it depends on when you were born. This episode covers the complete FRA chart: 65 for pre-1938 births, 66 for 1943-1954, a sliding scale of 66 and 2 months up to 66 and 10 months for 1955-1959, and 67 for 1960 and later. We explain why months matter in the early-filing reduction formula, the little-known rule for people born on the first of the month, and why Medicare at 65 and Social Security FRA are two completely separate clocks. Full playlist: Social Security (US - 2026).

▶ Watch next: Social Security COLA: How Your Annual Raise Is Calculated
https://www.youtube.com/watch?v=p25Ndpg4q9c

Chapters:
0:00 The Original Retirement Age of 65
2:21 FRA by Birth Year: The Full Chart
3:55 The Sliding Scale for 1955-1959
5:28 Why Months Matter in Filing
7:18 Born on the First of the Month
8:52 FRA vs. Medicare Eligibility Age
10:56 Quiz Time

#SocialSecurity #FullRetirementAge #retirement

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Disclosure

The avatars and voices in this video are AI-generated. All content -- research, scripts, lesson design, and the custom video engine -- is created by a CISSP, CISM, and PMP certified professional with a Master's in Project Management, a B.S. in Information Technology, and a Doctorate in Business Administration in progress.

This channel exists to make learning accessible and straightforward.

This channel is not affiliated with, endorsed by, or sponsored by the U.S. Social Security Administration (SSA), the Centers for Medicare & Medicaid Services (CMS), the Internal Revenue Service (IRS), or any other federal or state agency. All information is sourced from publicly available SSA, CMS, and IRS resources and is provided for educational purposes only. Benefit amounts, income thresholds, and eligibility rules change frequently — always verify with SSA.gov, Medicare.gov, or a qualified financial, tax, or elder-law professional before making decisions. Social Security: 1-800-772-1213 (TTY 1-800-325-0778) | SSA.gov | Medicare: 1-800-MEDICARE (1-800-633-4227) | Medicare.gov

Видео Social Security Full Retirement Age by Birth Year Explained канала Professor Erica