Beginner’s Guide to Budgeting (Free Template)

Budgeting doesn’t have to feel overwhelming. Most people think it means spreadsheets, receipts, and hours of stress — but it can actually be simple, motivating, and even empowering.

In this video, I’ll walk you through a clear step-by-step approach to budgeting — starting with the easiest wins and working up to the bigger challenges. Along the way, I’ll share real-life examples, personal stories, and practical tips you can apply right now to start saving money.

The best part? You don’t have to figure it out alone. I’ve created two FREE templates you can use today:

- Google Sheets Budget Template – copy and edit directly online (https://docs.google.com/spreadsheets/d/1-Ap0PV8PrL0Xvm9mnS71J2YUsFTyfHi5hpL5g1fvIVc/edit?usp=sharing)
- Printable PDF Budget Sheet – perfect if you like to write things out (https://drive.google.com/file/d/1JdbCRt1-8Ts1FRlioCvvWelx6yRiqv66/view?usp=sharing)

Even if you’ve struggled with budgeting before, this method is designed to help you take action, stay consistent, and finally see results.

Are you ready to take control of your money, reduce stress, and set yourself up for long-term success? Let’s dive in.

00:00 Intro
1:50 Dining out / take out
5:11 Subscriptions and entertainment
8:54 Groceries
11:47 Clothing and shopping
15:09 Utilities
18:02 Transportation
21:03 Travel
23:07 Housing
26:47 Example

👉 Want more talks like this? Watch the full playlist here: https://www.youtube.com/playlist?list=PLsF87cK8UUKfVD5el32r7WTpRRs5l86A4

#finance #budgeting

Видео Beginner’s Guide to Budgeting (Free Template) канала Rafael Negron