Highest FD Interest Rates 2025 In Bengali | Best 1 to 3 Years FD Interest Rates In Bengali

Highest FD Interest Rates 2025 In Bengali | Best 1 to 3 Years FD Interest Rates In Bengali

I have Discussed.

In this video, we discuss the latest Fixed Deposit (FD) interest rates in India for 1 to 3 years, covering rates offered by small finance banks, private banks, and government banks. If you're planning to invest in a fixed deposit for better returns, this is a must-watch. Get the most up-to-date information on the highest FD interest rates and make an informed financial decision.

🔹 Small Finance Banks FD Interest Rates (1 to 3 Years)
Small finance banks are offering some of the highest interest rates for short to medium-term deposits. For 1 to 3 years, these banks are offering interest rates of up to 8.75%, making them an attractive option for those seeking high returns.

🔹 Private Banks FD Interest Rates (1 to 3 Years)
Private sector banks like ICICI, HDFC, and Axis Bank offer competitive FD rates for this tenure. Currently, private banks are offering rates up to 7.50%, which is slightly lower than small finance banks but generally come with a stronger reputation and stability.

🔹 Government Banks FD Interest Rates (1 to 3 Years)
Government banks, known for their safety and reliability, are offering interest rates up to 7.20% for 1 to 3 years. Although slightly lower than private and small finance banks, these FDs are considered very secure.

🔹 Top Bank FD Interest Rates Breakdown

State Bank of India (SBI)

1-Year FD: 6.70%

3-Year FD: 6.75%

Senior Citizens: 7.25%

ICICI Bank

1-Year FD: 6.70%

18 Months to 2-Year FD: 7.05%

Senior Citizens: 7.55%

Axis Bank

1-Year FD: 6.70%

3-Year FD: 6.90%

Punjab National Bank (PNB)

1-Year FD: 6.70%

3-Year FD: 7.10%

Senior Citizens: 7.60%

🔹 Conclusion - Making the Right Choice

Investing in fixed deposits can be a great way to earn stable returns with minimal risk. Choosing the right bank and the correct tenure can help you maximize your earnings while keeping your money safe. Senior citizens can benefit from additional interest rates, making FDs an excellent choice for retirement planning.

🔹 Safe Investment Option
If you prefer low-risk investments with high returns, fixed deposits from reputable banks are an ideal choice. They provide guaranteed returns without market volatility, making them perfect for conservative investors.

🔹 Utilize the Opportunity
FDs are a great option for those looking for short to medium-term gains. By choosing a higher interest rate, you can achieve better returns in a relatively short period.

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