I Bond Rate Surprise | Fixed Rate More Than Doubles
Treasury Direct released the new I bond rate early. The inflation rate was as expected, but there was a big surprise in the new fixed rate. It more than doubled from 0.40% to 0.90%. In this video we look at what happened and what it means for I bond investors.
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Video Resources
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I Bond Rate: https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/
TIPS Real Yield: https://fred.stlouisfed.org/series/DFII10
No-Penalty CDs: https://www.allcards.com/best-no-penalty-cd-rates/
CD Rates: https://www.allcards.com/best-cd-rates/
Savings Account Rates: https://www.allcards.com/best-savings-account-rates/
I Bond Gift Strategy: https://tipswatch.com/2023/04/28/i-bonds-fixed-rate-will-rise-to-0-9-on-may-1-treasurydirect-says-by-mistake/
https://thefinancebuff.com/buy-i-bonds-as-gift.html
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Timestamps
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0:00: Introduction to new I Bond Rate
0:23: The two surprises in the I Bond market released by Treasury Direct
1:05: The new fixed rate of the I Bond
2:06: The historical fixed rate of the I Bond
3:01: The suitability of I Bonds as a short-term investment
3:58: Comparison of I Bonds and no-penalty CDs as short-term investments
5:02: The suitability of I Bonds as a long-term investment
5:51: Differences between TIPS and I Bonds
7:19: The Gift Bond strategy
8:38: Limits on gifting I Bonds
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Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/personal-capital
New Retirement (Retirement Planner): https://robberger.com/new-retirement
Stock Rover: https://robberger.com/stock-rover
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/m1finance-bonus
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Credit Cards & Banks
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My Favorite Credit Cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
My Favorite Online Banks: https://www.allcards.com/best-online-banks/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
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Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#ibonds #bonds #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Видео I Bond Rate Surprise | Fixed Rate More Than Doubles канала Rob Berger
Join the newsletter: https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube
————————————
Video Resources
————————————
I Bond Rate: https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/
TIPS Real Yield: https://fred.stlouisfed.org/series/DFII10
No-Penalty CDs: https://www.allcards.com/best-no-penalty-cd-rates/
CD Rates: https://www.allcards.com/best-cd-rates/
Savings Account Rates: https://www.allcards.com/best-savings-account-rates/
I Bond Gift Strategy: https://tipswatch.com/2023/04/28/i-bonds-fixed-rate-will-rise-to-0-9-on-may-1-treasurydirect-says-by-mistake/
https://thefinancebuff.com/buy-i-bonds-as-gift.html
———————————
Timestamps
———————————
0:00: Introduction to new I Bond Rate
0:23: The two surprises in the I Bond market released by Treasury Direct
1:05: The new fixed rate of the I Bond
2:06: The historical fixed rate of the I Bond
3:01: The suitability of I Bonds as a short-term investment
3:58: Comparison of I Bonds and no-penalty CDs as short-term investments
5:02: The suitability of I Bonds as a long-term investment
5:51: Differences between TIPS and I Bonds
7:19: The Gift Bond strategy
8:38: Limits on gifting I Bonds
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/personal-capital
New Retirement (Retirement Planner): https://robberger.com/new-retirement
Stock Rover: https://robberger.com/stock-rover
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/m1finance-bonus
————————————
Credit Cards & Banks
————————————
My Favorite Credit Cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
My Favorite Online Banks: https://www.allcards.com/best-online-banks/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#ibonds #bonds #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Видео I Bond Rate Surprise | Fixed Rate More Than Doubles канала Rob Berger
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