CITI PREMIER CARD REVIEW! (Citi Premier Benefits)

The Citi Premier Card is one of the best travel credit cards for beginners (later within your first year or so) if you want to travel the world for free! Click "Show More" to see Ad Disclosure.

It can also be a great card to keep long term based on your travel habits. Let’s do a full Citi Premier Card review and see if it’s a good credit card to apply for.

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SIGNUP BONUS
Earn 60,000 Citi ThankYou Points after spending $4,000 in the first 3 months of card membership.

VALUE OF SIGNUP BONUS
The 60K ThankYou points have different values based on how you redeem them.
- Redeem for Travel via Citi Transfer Partners = $1,020 (avg.)
- Redeem for Travel via Citi’s travel portal = $600
- Redeem for Cash Back = $300

EARN CITI THANKYOU POINTS
3X Flights
3X Hotels
3X Restaurants
3X Supermarkets
3X Gas Stations
1X Everything Else

ANNUAL FEE
$95

VALUE OF CITI THANKYOU POINTS
1.7¢ each toward travel using Citi Transfer Partners (average value)
1.0¢ each toward travel using Citi Travel Portal
0.5¢ each for Cash Back*

*UPDATE 4.19.2021: You can now redeem Citi ThankYou points for cash back at a rate of 1.0¢ per point! :D

CITI TRANSFER PARTNERS (Most transfer 1:1)
Aeromexico Club Premier
Air France-KLM Flying Blue
Avianca LifeMiles
Cathay Pacific Asia Miles
Emirates Skywards
Etihad Guest
EVA Air Infinity MileageLands
Jet Airways JetPrivilege / InterMiles
JetBlue TrueBlue
Malaysia Airlines Enrich
Qantas Frequent Flyer
Qatar Airways Privilege Club
Singapore Airlines KrisFlyer
Thai Airways Royal Orchid Plus
Turkish Airlines Miles&Smiles
Virgin Atlantic Flying Club

CITI PREMIER BENEFITS
- $100 Annual Hotel Savings Benefit: Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through thankyou.com or 1-800-THANKYOU. This benefit will be available to you once per calendar year.
- No Foreign Transaction Fees
- Min. points transfer to partners = 1,000 points
- Min. cash redemption = $50 (10,000 points)
- Shop With Points: Use points during checkout at Amazon.com & BestBuy.com (0.8¢ per point value)

TRAVEL PROTECTIONS
NOTE: Citi removed travel protections on 9/22/2019

SHOPPING PROTECTIONS
- Purchase Protection: If an item is damaged or stolen within 90 days of the purchase or delivery date, you could receive up to $10,000 per incident. There is a maximum limit of $50,000 per calendar year.
- Extended Warranty Protection: Extends manufacturer’s warranty on eligible items for 24 months. Valid on items with a manufacturer’s warranty of 5 years or less. Coverage is limited to $10,000 per item.

GOOD TO KNOW

- Signup Bonus not available if you received a new cardmember bonus for any of the following cards in the past 24 months: Citi Rewards Plus (Citi Rewards+), Citi ThankYou Preferred, Citi ThankYou Premier / Citi Premier or Citi Prestige.

- Signup Bonus not available if you have closed any of the aforementioned card accounts in the past 24 months.

- You can apply for 1 Citi personal credit card every 8 days, up to 2 Citi personal credit cards every 65 days.

- No limit to amount of points you can earn

- Points do not expire

SHOULD YOU GET IT?

YES if you…
- Prioritize travel over cash back
- Spend $500+ on hotels per year
- Have other Citi cards that earn ThankYou points
- Value the airline transfer partners
- Want 1 travel card to earn points quickly on everyday spend categories

NO if you…
- Prioritize cash back over travel
- Value travel protections
- Don’t fly with the airline transfer partners

OTHER TRAVEL CARDS TO CONSIDER
Other competitive credit cards to the Citi Premier Card include the Chase Sapphire Preferred, Capital One Venture, Wells Fargo Propel and the Bank of America Premium Rewards card. They all have similar rewards structures and annual fees (although the Wells Fargo Propel has no annual fee). All of them will help you travel the world for cheap once you learn how to redeem credit card points in the best ways for travel!

Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. Mark Reese is not a financial advisor.

#creditcards #citi #citipremier

Видео CITI PREMIER CARD REVIEW! (Citi Premier Benefits) канала Mark Reese // Credit & Finance