Episode 251: Separating Withdrawal Strategy Dogs & Tails, Yet More Leveraged Fund Fun And Poking...

In this episode we answer emails from Pete, MyContactInfo and Jenzo.   We discuss leveraged funds, a paper about holding them longer term and optimal leverage, analyzing leveraged portfolios, meta-concepts of retirement portfolio planning and how to separate the critical components of a withdrawal strategy (the dogs) from various management techniques, labeling methods and mental accounting (the tails),  and last year's scare paper about hyper-low safe withdrawal rates of poorly constructed international portfolios.

Links: 

Leveraged Portfolios Article/Paper:  Double-Digit Numerics - Articles - The Big Myth about Leveraged ETFs (ddnum.com) (http://www.ddnum.com/articles/leveragedETFs.php)

Sample Optimized Portfolios Article:  What Is a Leveraged ETF and How Do They Work? (optimizedportfolio.com) (https://www.optimizedportfolio.com/leveraged-etfs/)

Analysis of UPRO vs S&P:  https://tinyurl.com/me4c2xj9

Analysis of TNA vs. IWM:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com) (https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2023&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=TNA&allocation1_1=100&symbol2=IWM&allocation2_2=100)

Analysis of TMF vs. TLT:  Backtest Portfolio Asset Allocation (portfoliovisualizer.com) (https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2023&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=TMF&allocation1_1=100&symbol2=TLT&allocation2_2=100)

Portfolio Charts Risk/Reward Calculator:  RISK AND RETURN – Portfolio Charts (https://portfoliocharts.com/portfolio/risk-and-return/)

Portfolio Visualizer Efficient Frontier Tool:  Efficient Frontier (portfoliovisualizer.com) (https://www.portfoliovisualizer.com/efficient-frontier)

Bond Funds vs. Bond Ladders:  Owning Individual Bonds vs. Owning a Bond Fund - A Wealth of Common Sense (https://awealthofcommonsense.com/2022/11/owning-individual-bonds-vs-owning-a-bond-fund/)

Low Safe Withdrawal Rate Paper:  delivery.php (ssrn.com) (https://deliverypdf.ssrn.com/delivery.php?ID=304031003022082002010113071010101092100062053015068020110122112088004092072070114100121033016010020011028031107123071115112070117006094054007089024006088094073101066045024017081004082015102084075110114069023119065097099101093120120084121121119104093&EXT=pdf&INDEX=TRUE)
Support the show (https://www.riskparityradio.com/support)

Видео Episode 251: Separating Withdrawal Strategy Dogs & Tails, Yet More Leveraged Fund Fun And Poking... канала Risk Parity Radio