Stocks vs Property vs CPF. The Money Making Winner is Clear!

Stocks vs Property vs CPF: Apples, Oranges & Pineapples (My Real Wealth Journey)

Most people argue endlessly about stocks vs property vs CPF — without realising they are comparing apples, oranges, and pineapples.

In this video, I break down three fundamentally different investment paths:

1️⃣ Investing in the S&P 500 or globally diversified index funds
2️⃣ Investing in property (especially in the Singapore context)
3️⃣ Building a CPF Special Account → Retirement Account compounding strategy to 65 and beyond, anchored on CPF LIFE

But this is not a textbook comparison.

I share:

Why returns alone are the wrong way to compare these assets

The brutal truth about volatility in stocks and why it breaks people

Why property leverage is both its greatest strength and its most dangerous trap

Why CPF is the most misunderstood but powerful financial safety net in Singapore

Most importantly, I walk you through what I actually did:

Sacrificed private property aspirations early

Topped up CPF aggressively in my 30s with my wife

Achieved FRS and BHS early through discipline and frugality

Built a powerful safety net that allowed me to take risks in stocks and entrepreneurship

Crash-buy the S&P 500 to achieve 14–15% annualised returns

Go on to build multiple companies and become an angel investor

This is a low-risk, battle-proven, real-world wealth framework — not theory, not spreadsheets, not PowerPoint fantasy.

There are many roads to Rome.
This is one that removes fear first, before chasing growth.

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Видео Stocks vs Property vs CPF. The Money Making Winner is Clear! канала 1M65